국민은행 한도제한계좌 해제Thank you for using Suhyup Bank.
A limit account is a system jointly implemented by the banking sector to prevent illegal use of canon accounts. It is a deposit/withdrawal account that is opened with a limit of daily usage for customers who have difficulty submitting relevant supporting documents for financial transaction purposes. (Only one account per person per financial institution is allowed.)
When opening a deposit/withdrawal account through non-face-to-face real name verification, an account with limited financial transaction limits will be opened, and the daily usage limit for electronic finance (smart phone banking, internet banking, telebanking) or automated device transactions is as follows.
1. Suhyup Bank: Electronic banking 1 million won, ATM withdrawal 300,000 won, ATM transfer 300,000 won
2. Member cooperative: electronic finance 1 million won, ATM withdrawal 300,000 won, ATM transfer 300,000 won
If you wish to cancel a restricted account, bring a document confirming the purpose of the financial transaction and cancel it at a branch, or if the automatic cancellation requirements are met as shown below, the limit will be automatically lifted and you can use it the same as a regular deposit/withdrawal account.
▣ Suhyup Bank non-face-to-face opening limit account release requirements
– When executing a non-face-to-face loan (3 million won or more), the limit account is automatically canceled
(However, deposit-secured loans and Internet deduction contract loans are excluded)
– Automatic cancellation when the partner customer level is upgraded to family or higher
– Automatic cancellation of base account and maturity principal and interest transfer account for new non-face-to-face savings products that meet the conditions below
① Non-face-to-face savings deposit
: 3 months from new date & 3 normal payments & balance of KRW 500,000 or more
② Non-face-to-face deferred deposit
: Automatic cancellation after 3 months from the first new date & balance of KRW 5 million or more
▣ Requirements for cancellation of non-face-to-face account opening of member cooperatives
– Automatic cancellation when the partner customer level is upgraded to family or higher
– Automatic cancellation of base account and maturity principal and interest transfer account for new non-face-to-face savings products that meet the conditions below
① Non-face-to-face savings deposit
: 3 months from new date & 3 normal payments & balance of KRW 500,000 or more
② Non-face-to-face deferred deposit
: Automatic cancellation after 3 months from the first new date & balance of KRW 5 million or more
When visiting a branch to cancel, please be sure to inquire at the branch you are visiting for accurate supporting documents. Please refer to the example below.
– Salary account: Proof of income, such as employment certificate, earned income withholding receipt, health insurance premium payment certificate, etc.
– Part-time job account: Proof of income, such as employer’s business registration certificate, employment contract, and pay stubs
– Automatic transfer account: utility bills, management fee transfer (evidence: payment receipt), deposit/savings, etc.
– Pension and interest receipt or interest payment account: Pension entitlement certificate, monthly interest payment savings account, loan transaction book, etc.
– Business account: Goods or service supply contract (invoice), tax payment certificate, (electronic) tax invoice, value-added tax certificate, financial statements, etc.
* Business registration certificate is not accepted as evidence.
Have a happy day today too.
List view
