Today, I am going to write about the process of getting a Samsung credit card as a college student. Last month, I was issued a Samsung debit card to participate in a Gmarket card discount event, and this time, a Samsung credit card was also issued for the same reason.
You can receive a billing discount when paying with a Samsung card at the Galaxy Campus Store, but even with a Samsung card, debit cards are not accepted, only credit cards are accepted. So I decided to get a credit card.
Issuance of a Samsung check card on the weekend, payment directly with the app card! (Samsung Card App)
Based on my experience this morning, I issue a Samsung check card and use it right away without waiting for the card to be delivered…
If you need a Samsung card rather than a credit card, get a debit card that can be easily issued. 이베이스매뉴얼
Galaxy Campus Store Z Fold 3, Flip 3, Watch 4, Buds 2 Pre-order benefits, prices, and freebies
In the Galaxy Unpacked in August 2021, the only product I would use was the Galaxy Buds 2.. 삼성카드 즉시결제
If you are a college student, take a look at the article that summarizes the information related to pre-booking at the Galaxy Campus Store, which is offering discounts on Samsung credit card billing.
Samsung Toss Tap Tab S
Samsung Toss TapTap S
Credit cards have various benefits, but since this is my first Samsung card issue, I decided to get a Samsung Toss TapTap S card. The original purpose is to discount the billing of the Galaxy Campus Store, but we plan to participate in the credit card issuance event as well.
Samsung Toss Tap Tap S Card Event
When I was trying to apply for any credit card in the Samsung Card app, I got the Toss I used.
I’ve seen events like the one above.
Samsung Toss TapTpa S Event
You can enjoy the above benefits. The Buds 2, which I want to purchase at the Galaxy Campus Store, also cost over 100,000 won and was suitable. There are various conditions for these events, so please take a look and participate.
You can check it all in Toss – Credit Card Offer Recommendations. Samsung Card is missing from the ranking because I have already been issued. When you enter the card event where you get a refund as much as you spend, you can see all the card companies.
Naver Pay taptap card August promotion
Receive up to 150,000 won in Naver Pay points and an additional 13,000 won each month!
I was issued a Toss Taptap S card, but the Naver Pay taptap card holds a similar event. 15 million seems to be more of a benefit.
In addition, similar events can be found on various channels, so if you are getting a credit card for the first time, it is better to use it.
Now that you’ve decided which card to get, it’s time to apply for it. I remember reading somewhere that even Samsung Card is difficult to issue. I wonder if he had bad credit.. Samsung Card was easy to get even for college students in their 20s.
University student credit card issuance conditions
Samsung Card App
Unlike debit cards, which can be easily issued by those over the age of 12, credit card issuance conditions are strict. I was able to get answers to the approximate credit card issuance conditions of college students through the chatbot Sam of the Samsung Card app.
Samsung Card App Chatbot Sam talks about college student credit card issuance conditions
There are various criteria for credit card issuance screening, so college students in their 20s do not have to be screened for credit card issuance only based on these criteria, but the chatbot seems to have answered the screening criteria that college students think are applicable.
1. Own real estate in your name
2. Workplace health insurance subscribers
3. Deposit holding and installment payment
First, own real estate in your name. College students in their 20s who can use this method, I’m really envious. Second, you must be a member of your employer’s health insurance plan. A college student who got a job? envious. In this case, since there is income, it seems that you can join just as proof of income.
Third, hold a deposit or pay a savings account. It is the standard that I passed the credit card issuance examination, and it is fairly easy for college students in their 20s to pass.
Let’s take a look at the process of getting a credit card.
Samsung credit card issuance
Day 1 – Samsung Toss Tap Tab S card application
Samsung Card Immediate Issuance Review Text
As soon as I applied, I got a text message. It seems that the application on the event page will be applied for immediate issuance review. College students also entered the mobile screening page through the link to see if it would be possible to obtain a card without a call from a counselor.
Day 2 – Samsung Card Mobile Screening, Failed
Samsung Credit Card Mobile Screening
You are connected to the Samsung Card mobile review page. If you have a joint certificate with the Samsung Card app, you can check your income information on your own.
When I agree to the credit card withdrawal and verification of income information and verify it, it responds that the income information is not verified. Without it, I can’t check it. Again, it seems difficult for college students who do not have income to get an issuance without going through a counselor.
Day 3 – Agent Call
I applied at 12:11 pm, early in the morning, but I was able to receive a call from a counselor after the lunch hour. Perhaps for the same reason as me, there are a lot of applications for Samsung Card issuance, so it seems to be delayed than usual. I answered the phone and started consulting.
Conversation Summary
(identification)
Counselor: Since the card you applied for is a credit card, you need to verify your job information or income information. Are you currently at work?
me: no I am a college student.
Counselor: For university students, the issuance standards are limited. Do you have an account with a current balance of 500,000 won or more?
Me: There is.
Counselor: If there is currently more than 500,000 won in one normally traded account and the average balance for 6 months is more than 500,000 won, you can receive and issue documents.
Me: How is the average calculated?
Agent: Average number of days over the last 180 days.
Me: The average amount seems to need to be checked with the account.
Counselor: Then, do you have a housing subscription account?
Me: There is.
Counselor: If there is an amount paid by the housing subscription passbook, in addition to the above conditions, it can be issued if there is a document confirming that the new opening date is more than one year. You can get it directly from your bank.
Me: How do I send the documents?
Counselor: We will send you the required documents, fax number, and smart fax link via text message. If you upload a picture to the link, we will check and contact you.
(Consultation ended)
Text message received after calling Samsung Card for credit card issuance
After the call ended, I got a text message. The document that can be confirmed in the middle of the new opening date (more than 1 year) is an additional required document because it is a housing subscription account.
1. The latest balance is 500,000 won or more
2. Average of 500,000 won or more in the last 180 days
Samsung Credit Card Issuance Conditions
Simply put, it is a condition that is not difficult to obtain even for college students in their 20s who do not have a job, with average balance of the last 6 months and current balance of 500,000 won or more in one account.
Required documents are the latest balance certificate & last 180 days deposit/withdrawal transaction statement. In my case, documents confirming that the new opening date is more than one year will be added to the subscription passbook.
I had an appointment, so the bank decided to go the next day.
2nd day 1 – Visit the bank for paperwork
I went to KB Kookmin Bank where I opened a housing subscription account with my ID to get the documents issued. There are some banks that can issue balance certificates and deposit and withdrawal statements without visiting a branch, but KB Kookmin Bank did not.
I showed the text details and was issued the necessary documents, balance/balance certificate, and personal financial transaction (deposit/withdrawal) certificate. I don’t know what the passbook cover is, but there was a new opening date in the deposit and withdrawal statement, so there was no need to issue separate documents.
Samsung Card Smart Fax Service
This is a text message for smart fax usage guidance received after the consultation call. You must have the latest version of the Samsung Card App installed to use it.
Deliver documents issued by Samsung Card to smartphone camera and smart fax
As soon as the document was issued, I took a picture with my smartphone camera and sent it.
2nd day 2 – After checking the documents, call a counselor and issue!
I was thinking about how long it would take to check the documents on my way back from the bank, but after about 10 minutes, I got a call from a Samsung Card agent.
Confirmation of identity → Confirmation of card application details → Confirmation of card receipt → Information on consent to receive text and app notification information → Issuance of card
This completes the issuance of Samsung credit cards. There was a delay in the process of stopping by the bank to receive the documents, so if you prepare the documents in advance, you may be issued with a credit card right away.
Samsung credit card issuance completion notice, app card registration
After the call with the agent was over, a notification message of completion of issuance came in 1-2 minutes. It may take a few days to receive the physical card, but the card is ready to use. You can easily register an app card by going to the link in Alim Talk.
Immediately pay with the app card after issuing a Samsung credit card
Samsung Card App
You can pay with Samsung Card with App Card even before receiving the physical card
As with the Samsung Debit Card, the Samsung Credit Card can be paid using the Samsung App Card as soon as it is issued without card registration.
Pay with the app card immediately after the Samsung credit card is issued
I purchased the Galaxy Buds 2 with a Samsung Toss TapTap S credit card issued using App Card payment at the Galaxy Campus Store. Simple payment cannot receive a billing discount, but I think there will be no problem with the App Card.
App card payment immediately after Samsung credit card issuance
I was issued at 17:15 and purchased at 17:57 after the time. I could have paid for it immediately after issuance, but since I was able to purchase it, I thought about the color for a while. I bought this Galaxy Buds 2 with Olive.
Galaxy Campus Store Samsung Tab Tab S issuance and billing discount applied immediately after issuance!
+) You can check in the Samsung Card app that the billing discount was applied to the Buzz 2 payment with the App Card at the Galaxy Campus Store immediately after issuance.
As a college student, we looked at the conditions for issuing a Samsung credit card, the application process, and how to pay immediately before receiving the physical card.
Ordinary like me? If you are a college student in your 20s, it will be possible to issue if the end of an account and the average balance in the last 180 days is 500,000 won or more.
Samsung credit cards have been all over the place these days, but I finally got one. Credit card, I’ll be careful with it