Just the essentials! How to check your credit score in just 1 minute (more detailed version)
1. Online inquiry
1.1 Nice Keeper
Site access:
Identity verification: Select public certificate, simple authentication, mobile phone OTP, etc.
Inquiry: Check your credit score, credit rating, and detailed report in the ‘My Credit Information’ menu.
Advantages: Easy and fast search, high accuracy
Disadvantage: Requires public certificate or simple authentication 신용점수 조회
1.2 All Credit
Site access:
Identity verification: Select public certificate, simple authentication, mobile phone OTP, etc. 이베이스매뉴얼
Inquiry: Check your credit score, credit rating, and detailed report in the ‘My Credit Information’ menu.
Advantages: Provides various additional functions (credit management tips, financial product comparison, etc.), can be viewed easily and quickly
Disadvantage: Requires public certificate or simple authentication
1.3 Financial Supervisory Service
Site access:
Identity verification: public certificate, simple authentication
Inquiry: Check your credit score and credit rating in the ‘Free Credit Inquiry for Nationwide’ menu.
Advantages: Only a public certificate or simple authentication is required, relatively high accuracy
Cons: Does not provide detailed reports
2. Mobile app inquiry
2.1 Nice Keeper App
Install the app:
Identity verification: Select public certificate, simple authentication, mobile phone OTP, etc.
Inquiry: Check your credit score, credit rating, and detailed report in the ‘My Credit Information’ menu.
Advantages: Easy and quick inquiry, various additional functions provided (credit management tips, financial product comparison, etc.)
Cons: Requires app installation
2.2 All Credit App
Install the app:
Identity verification: Select public certificate, simple authentication, mobile phone OTP, etc.
Inquiry: Check your credit score, credit rating, and detailed report in the ‘My Credit Information’ menu.
Advantages: Easy and quick inquiry, various additional functions provided (credit management tips, financial product comparison, etc.)
Cons: Requires app installation
2.3 Toss App
Install the app:
Identity verification: Free inquiry is possible without identity verification after opening a Toss Bank account.
View: Check your credit score in ‘Finance’ menu > ‘Credit Management’ > ‘Check Credit Score’
Advantages: Just open a Toss Bank account and you can search for free without identity verification, and you can search easily and quickly.
Disadvantages: Does not provide detailed reports, requires opening a Toss Bank account
3. Visit to a financial institution
Visit a nearby bank or credit card company
Fill out the application and verify your identity: Submit your ID card, account information, etc.
Inquiry: Result issued after 3-5 days
Advantages: Most accurate credit score check, consultation available
Disadvantages: Time consuming, documentation required, visit during business hours of financial institution
4. Paid Views
Apply directly to credit rating agencies: Korea Credit Rating Information, NICE Rating Information, etc.
Cost incurred: approximately 10,000 won
Inquiry: Detailed report provided
Advantages: Can be viewed more than 3 times a year, detailed