Hello, I’m Wella.I once posted about opening an account with the post office and Shinhan Bank.Do you remember?
2019/08/19 – [Economic Story/General] – Opening a post office bankbook…
2020/01/27 – [Economic Story/General] – Oh…What kind of limitation is that?
In the case of the post office, since I opened my bank account, the limit account has been designated.Accordingly, one of the ways to close the limit account isautomatic transfer of utility bills to the accountIf you do it, it will be canceled.The period was probably about three months. It’s already been almost a year. I wonder if the limit account has been automatically terminated.I think I should look into it.
Today, I went to Shinhan Bank and finally got a limit account.I’ve solved it.First of all, Shinhan Bank has a total of two stages of limited accounts.I don’t remember exactly, but if you open a new account or don’t use your bank account for a long time like me, there will be restrictions.
In the first stage, ATM withdrawals are limited to 300,000 won.It’s not accurate, but I understand that the limit of 300,000 won is also set for Internet banking.So, I didn’t know this and transferred 10 million won to this account.It was very difficult.It’s a waste of money to transfer money by ATM.You have to withdraw
money every day.at each angleIt’s very exciting.
So when I looked into how to cancel the limit account, there are several ways.
1. I have used Shinhan Card for more than 3 months.
2.Transfer to a payroll account.
In addition, there are other ways for business TLs, but office workers do not deviate from these two categories.In my case, I used Shinhan Card because I thought the deposit would be larger than withdrawal if I put in my salary while 10 million won was deposited in Shinhan Bank’s bank account.Just in time, I was using Shinhan Card to change my cell phone.
2020/02/23 – [Economic Story/Financial] – Apply for Shinhan Card Big Plus Light Plan Card (ft Shinhan Pay Edition)
I used the card for 5 to 6 months.Today, I visited Shinhan Bank and requested to cancel the limit account.I guess the counter staff had to cancel the limit account a little bit of time.I got caught.Just in case. Before I visit the counter,I was not worried that it would be impossible to release or something else because I had inquired with Shinhan Bank’s customer center first (I received a definite answer).
The person in charge said that the usage of Shinhan Card has been confirmed.I have filled out and approved the ID card and some additional items.Once the cancellation is confirmed, the process will be completed within 5 minutes.Once the proceedings are completed,The first stage of the limit account has been lifted as the billing staff returned the ID card.Thank you. I was thinking about going.I asked because I had a few questions.”I’m personally curious,When I asked, “Why do you set up a limit account?”, the answer was “Because there are many accidents…”
I just answered, “Oh… Yes…” (Did the number of accidents decrease after designating it as a “limit account” inside?Is there any other countermeasure against the accident at the bank?”Do customers have to suffer from withdrawal restrictions like this?” “Why do seniors in their 60s designate withdrawal accounts when they don’t have a limit account for deposits?”I know there will be an accident, but are they all limited accounts?” “If you can’t work, can’t you withdraw more than 300,000 won?” “Should credit delinquents continue to be limited accounts?””And so on…”There are a lot of questions, and only one letter came out saying, “Yes.”There is nothing individual can do, and I just came out because I thought it would be impossible for the customer to make a fuss with the counter staff.)
If you want to terminate Shinhan Card’s limited account in the second stage,
1. Shinhan Card used more than 1 million won for more than a year.
2. Maintain the payment account for at least one year (but check the deposit details of the account)
It’s strange, isn’t it?Why would I lend you money?I don’t know if I should be in trouble like this.They lend me money and get interest and collateral…Funny, isn’t it? The bank is just a plausible bad loaner. (personal opinion).
The post office and Shinhan Bank are very strange.This is a case in which you can’t go out as you want even if you come in as you want when you can’t go out as you want.I don’t think other banks are that different.So I thought, “Do I not have money at the bank?”That’s what I thought. It’s not money.credit transferJoe.
2020/06/26 – [Economic Story/General] – Is there no cash in the bank?
Not too long ago, I went to a bank close to the YouTube channel that I watched, and from the account that I deposited,If you withdraw 50 million won in cash, you may not be able to pay it right away.This is a little strange, isn’t it?And it’s scary.I heard that you released the money like that, and even though ATMs seem to have a lot of cash,If it is difficult to give 50 million won in cash, there seems to be a big problem. I also feel a little strange when I see a limited account set up.It seems like it’s only to prevent over withdrawal rather than accident prevention.
From now on, I have to put money in the bank, so there’s no interest and it’s unnecessary situation.I’ll try to come up with another plan.Bale, bank run, etc. are frequently seen these days.I’m sure they’re trying hard to raise their equity ratio, but to those who hurt the common people with money-lenders,OnceI’d like to feed you some empty candy.Of course, that would be a leap forward.People these days know dogs and pigs.I’m not far from being conscious.Of course, the state will save finance and kill the common people.So let’s get ready in advance.Then the world will change.Until that day comes,Let’s study our individual lives or a better future.
Anyway, we have proceeded with the first phase of the Shinhan Card limit account, and we have looked into the second phase of the limit account.There was a lot of nonsense. Thank you.
Oh, even though the post office is my client, I said I would cancel my limit account, but I still haven’t been able to do it.I will check it in July.^^