From now on, I would like to recommend a good travel savings plan to try.
How about saving up for 6 months and planning a trip abroad this summer or fall?
[Travel savings recommendation]
1. KB Exciting Travel Savings (Kookmin Bank)
1) Bankbook information
> Interest rate: 3.9% (before tax, per year)
> Product type: Fixed savings type (saves the same amount every month)
> Savings amount: 50,000 to 1 million won per month / Period: 6 months
2) Benefits
> 10,000 won discount on the yellow balloon package when paying for the first time (when paying over 200,000 won)
> 4% discount on the yellow balloon package when making the 4th payment (no price conditions)
+ Discounts on hotels, flights, and activities (check conditions)
*Signing up for a financial product is your own choice, and benefits may change depending on when you sign up, so we recommend checking the final information on the official website before signing up*
2. Elegant Dollar Savings Deposit (Woori Bank)
1) Bank account information
> Interest rate: Foreign currency term deposit interest rate announced on the date of subscription or deposit (check in the app)
> Product type: Free savings type (payable once a day, up to 100 times)
> Savings amount: USD 20~50 / Period: 5 months
2) Benefits
> Basic Asiana mileage accumulation based on deposit amount
USD 20 -> 10 miles / USD 30 -> 15 miles / USD 40 -> 20 miles / USD 50 -> 30 miles
> 50 mileage every 10 times, 10% additional mileage for total deposit upon maturity
*Signing up for a financial product is your own choice, and benefits may change depending on when you sign up, so we recommend checking the final information on the official website before signing up*
3. Happy Life Travel Sketch Savings (Gwangju Bank)
1) Bank account information
> Interest rate: up to 4.7% (before tax, per year)
> Product type: Select between flat-rate savings and free savings
> Savings amount: 50,000 to 5 million won per month / Period: Monthly within 6 months to 3 years
2) Benefits
> Hana Tour travel service discounts and exclusive discount products available for purchase
> Cashback of 3% of Hana Tour travel product payment amount at the end of the following month
> Preferential interest rates applied when simultaneously signing up for foreign currency savings
*Signing up for a financial product is your own choice, and benefits may change depending on when you sign up, so we recommend checking the final information on the official website before signing up*
4. i-ONE Playground Savings (Industrial Bank of Korea)
1) Bank account information
> Interest rate: Up to 4.65% (before tax, per year)
> Product type: Free deposit type (deposit the desired amount every month)
> Savings amount: KRW 1,000 to KRW 1 million per month / Period: Monthly within 6 months to 1 year
2) Benefits
> If you form a group with travel party members, you will receive preferential interest rates depending on the number of accounts.
> Preferential interest rates are applied according to the total balance of party members (accumulated savings)
> Stamps are provided when you play the game, and preferential interest rates are applied depending on the number of stamps.
*Signing up for a financial product is your own choice, and benefits may change depending on when you sign up, so we recommend checking the final information on the official website before signing up*
5. Challenge Box (K Bank)
1) Bank account information
> Interest rate: up to 4% (before tax, per year)
> Product type: Free deposit type (deposit the desired amount every month)
> Savings amount: Target amount up to 5 million won / Period: 30 to 200 days
2) Benefits
> Automatically transfer money from your linked account to the challenge box every week through [Automatic Collection Service] (deposit via direct transfer is not possible)
> End Fill: Additional compensation equal to the difference between the target amount and the challenge box balance
*Signing up for a financial product is your own choice, and benefits may change depending on when you sign up, so we recommend checking the final information on the official website before signing up*
6. Hana Timing Savings (Hana Bank)
1) Bank account information
> Interest rate: up to 3.95% (before tax, per year)
> Product type: Free deposit type (deposit the desired amount every month)
> Savings amount: KRW 1,000 to KRW 500,000 / Period: 1 month to 6 months
2) Benefits
> If you touch the timing button to make a deposit, a preferential interest rate of up to 1% per year will be applied depending on the number of deposits (timing deposit limit is up to 150,000 won per month)
> You can choose to sign up on a daily or monthly basis, so it’s good for short and clear collection
*Signing up for a financial product is your own choice, and benefits may change depending on when you sign up, so we recommend checking the final information on the official website before signing up*
We looked at 6 travel savings financial products, and it would be a good idea to carefully consider your savings amount and interest rate before choosing one.