우리은행 중고차대출Woori Bank Dream Car Loan is a product that allows those who purchase new or used cars to receive loans at a relatively lower interest rate than 2nd financial institution Capital, and those who are already making installment payments at other financial institutions to easily apply for refinancing at a lower interest rate through smart banking without visiting a branch.
Unlike other financial institutions’ car loans, Woori Bank Dream Car (new and used car) loan also offers refinancing loans to those who received loans from 2nd financial institutions to reduce the interest burden. Those who unknowingly received loans from 2nd financial institution Capital when purchasing a car should switch to Woori Bank Dream Car Loan as soon as possible.
✅Go directly to limit inquiry without affecting credit score✅
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Woori Bank Dream Car Loan requires signing a car sales contract with an automobile sales company and providing proof of income and employment. Please note that only those who have been issued an auto loan insurance certificate from Seoul Guarantee Insurance are eligible. When applying for a loan, automatic pre-verification is possible through the National Pension Service website, but if the computer system is not confirmed, please consult at a nearby branch. Our bank’s Dream Car loan has a wide range of eligible vehicles. In the case of trucks, there are many places that only allow loans for vehicles weighing 2.5 tons or less, and many financial institutions do not allow loans for camper vans. However, our bank’s Dream Car loan seems to reflect the current trend, so it would be good for those planning to purchase a special vehicle to take note.
Incidental expenses are excluded from the loan limit. ※ Incidental expenses: registration tax, acquisition tax, insurance premium, etc. The loan limit can be borrowed within the guarantee limit of Seoul Guarantee Insurance calculated based on the loan applicant’s credit rating and annual income. Please note that customers under the age of 25 can only borrow up to 80% of the vehicle price.
Our bank’s Dream Car loan has no grace period regardless of whether it is a new or used car. In addition, the early repayment cancellation fee is exempted after 3 years from the loan handling date, and is also exempted if it is within 3 months of the maturity date. In addition, since it is a product that allows for a request for a lower interest rate, if the loan applicant’s annual salary or credit score increases, etc., you can request a lower interest rate from the bank. ※ Click to enlarge. The loan example table above shows the interest rate based on a loan amount of 50 million won / 36 months / equal principal and interest installment repayment / bank internal credit rating of level 4. The interest rate for Woori Bank’s Dream Car loan is around 6%, which may vary depending on the loan applicant’s loan conditions (repayment method, purpose of funds, loan period, handling amount, etc.). And the part that I was most satisfied with in Woori Bank’s Dream Car loan was the preferential interest rate. ⏬Reference to preferential interest rate⏬
The preferential interest rate can be applied up to 1.2% per annum, and I am very satisfied with the fact that I can receive the preferential interest rate with easy conditions such as salary transfer or card transaction history.
✅It is essential to estimate the monthly payment before applying for a loan✅
You can apply for Woori Bank’s Dream Car on the Internet homepage and mobile app. Go to our bank homepage application Go to download our WON banking mobile app (Android) << Click Go to download our WON banking mobile app (iPhone) << Click If you are applying on the Internet homepage, you can apply right away by clicking the link above, so I will explain the application process on your mobile phone. Loan application available time: 24 hours, 365 daysLoan execution available time: Business days, 09:00 ~ 18:00 After applying for a loan, fax the documents below to the requested branch. If additional documents are requested, you can send them, and the submitted documents must be issued within 1 month. ✅Go to our bank dream car loan application right away✅ ✅Go to Hana Bank Auto Loan with low interest rates right away✅✅Go to Kakao Bank car loan with easy application right away✅✅Go to Kookmin Bank Magic Car right away✅✅Go to insurance policy loan when limit is insufficient✅✅Go to 1 financial emergency loan when limit is insufficient✅ Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc imperdiet rhoncus arcu non aliquet. Sed tempor mauris a purus porttitor
