우리카드 올인원대출Financial Consumer Protection Center
The all-in-one loan (credit loan) provided by Woori Card is for domestic individual customers aged 25 or older, and the loan limit is from 3 million won to a maximum of 50 million won. In addition, the loan interest rate is provided at various rates from 4.7% to 19.9% per annum.
It is very convenient that you can get a loan based on your credit without any documents or visits, and the loan limit and interest rate are applied differently depending on your credit rating. The loan period can be selected from 3 to 60 months, but loans exceeding 36 months are only provided to customers who are eligible according to our internal standards.
This all-in-one loan by Woori Card can be used for various purposes from small amounts to loans, and it is one of the loan products that many people choose because you can get a loan easily and quickly based on your credit.
The feature of this product is that it can be used by people who do not have a Woori Card! Let’s take a look at the details below.
– Individuals/domestic citizens aged 25 or older
– If you have a Woori Credit Card, you cannot use the All-in-One Loan (Credit Loan), but you can use the Long-term Card Loan (Card Loan). To use the Long-term Card Loan, visit the website and fill out the loan application form or use the online consultation.
3 million won ~ 50 million won
4.7% ~ 19.9% per annum
Credit ratings are generally set at 10% or higher. This varies depending on the individual’s credit score, income level, and existing debt.
Loan period: 3 to 60 months (However, loans exceeding 36 months are only provided to customers who are eligible according to our internal standards)
Repayment method: Lump sum repayment method at maturity, (after grace period) equal principal and interest installment repayment method, (after grace period) equal principal installment repayment method
You must first check and proceed with the 1st financial sector loans that you can currently use to save costs and secure the necessary amount.
After checking the 1st financial sector mobile loan, you must also check the 2nd financial sector conditions to receive a loan that is optimized for you, saving costs, increasing the limit, and paying off over the desired period.
🔽 Check detailed conditions 🔽
Check the 1st financial sector mobile loan conditions
You can check the limit of Woori Card All-in-One Loan 24 hours a day. You can conveniently apply for a loan through the online loan service, and the loan amount and repayment date can be adjusted to suit your needs.
The right to request a reduction in interest rates is a system that is advantageous to consumers. If you use this system, you have the right to request a reduction in interest rates based on reasonable grounds determined by our company when your credit status improves due to job changes, promotions, increased income, and increased personal credit scores compared to the time of the all-in-one loan (credit loan) agreement. If you exercise this right, not only will your loan interest rate be lowered, but you will also be able to save more money. In addition, since this right can be exercised at any time during the loan period, you can set up a flexible loan repayment plan in addition to financial benefits. Therefore, we recommend that you actively utilize the right to request a reduction in interest rates.
