전세사기 안당하는법It is mainly for sale in villas (multi-generational) and multi-family homes, the market price of which is difficult to determine, and the rental price in the neighborhood is equal to or higher than the sale price. Usually, tenants cannot know the exact market price, so they proceed with the contract only by listening to the broker. And during this process, the landlord or broker tempts them with interest support for jeonse loan. Since there is no senior mortgage in the register, if you sign a contract with confidence, you can get it right away. That’s possible. Even if you sign a contract while there is a senior mortgage in the register, you are being robbed, so to speak.
National or local taxes are not recorded in the register. In order to confirm this, the lessor must visit the tax office in person and receive a certificate of full payment of national tax or local tax or a confirmation of delinquency details. Taxes are known to be an important issue, but in reality, they must be considered along with other factors. If the auction process is conducted, the following priorities apply: 1st priority: Auction fee 2nd priority: Beneficial and necessary expenses 3rd priority: Applicable tax (3 if you are a business owner) (month’s wages, 3 years’ worth of severance pay, accident compensation, etc.) and some deposits (known as the highest priority payment) 4th or lower: mortgage, other deposits, taxes excluding the relevant taxes, etc. Among these, the relevant taxes refer to the taxes incurred on the actual rented real estate. Through a copy of the register, you only need to check whether the real estate was received as a gift or inheritance. If you check the copy of the register and find that the ownership of the real estate was transferred through sale, you do not need to worry too much about the relevant taxes. The problem is other taxes excluding the relevant tax, but this cannot be confirmed if the tax is delinquent. In the case of delinquency of a large amount, it becomes a really big problem. In the auction dividend ranking mentioned above, deposits and other taxes that are not related to the rented real estate fight for ranking. If the legal due date for other taxes is earlier than the confirmed date, The problem becomes more serious as the probability of the house being auctioned off at the latest increases. If you enter into a tin-can lease created with a large delinquent person as the lessor, the probability of your house being sold off at auction increases. Even if you don’t have a senior mortgage, you may end up in a situation where you have to win the house because it’s already in the can. Otherwise, even if the bid continues to be rejected, the amount of money you should receive will be reduced.
You may have heard that in order to protect the minimum amount of your money when going to auction, you must receive a confirmed date. However, for this confirmed date to take effect, there must be a counter-power, and the requirements for this counter-power are a transfer report and a move. So, the transfer report date. Even if a confirmed date is received before or before, if the landlord takes out a loan on the day of moving in, the tenant’s money will be pushed to the bottom of the list.
Most jeonse scams are done this way. If the bank interest rate is high, you can just receive the jeonse money and put it in the bank, but few people do that. They take the jeonse money and invest it in stocks or coins, or use it to buy another house. The problem is that you will not get the money later. All you have to do is return it, but if you spend it on something else, the money won’t return, so they can’t return the deposit, and they scam other tenants by saying they will give it to them if they get a deposit.
After arranging with a broker and setting up a building manager or fake agent, they make a false contract. This is a case where they sign a contract with an unrelated third party, lie to the landlord that they have signed a monthly rent contract, and then pocket the money from the middleman. On similar contract dates. There are cases where a single house is entered into a lease contract with multiple tenants. There are also cases where a person pretends to be a landlord and uses fake IDs and documents to commit direct transaction fraud.
In cases where the landlord has a trust, it is almost a collateral trust, meaning they are trying to borrow a lot of money, so they need to be especially careful. If there is a trust registration, a contract must be signed directly with the trustee, that is, the trust company, but with the trustee (the landlord, if there is a trust registration, it is not actually the landlord). There are times when you may not be able to receive a deposit after signing a contract. Of course, since you signed a contract with someone who is not the owner, you cannot receive it. YouTube and blogs say that you need a trust company consent form, but even if you have a consent form, there are cases where evasive phrases are included in the consent form, so there is a high chance of being scammed.
In the case of apartments, hundreds or thousands of households must be registered as a group, so you need to be especially careful because there are many things to check if you do not have a copy of the register upon moving in. Even if it is your first time moving in, you must be careful when renting out a deposit. Most likely, you are trying to pay off your loan balance.
**Please note that this article is an easy-to-understand article that has been shared in the community. https://www.dogdrip.net/422870997
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