카카오뱅크 직장인 신용대출Busy office workers, do you need quick cash?
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Kakao Bank Credit Loan provides quick support of up to 300 million won.
Any office worker can apply, and you can apply easily without submitting cumbersome documents.
Kakao Bank Credit Loan is largely divided into 4 products: Credit Loan, Medium Credit Loan, Medium Credit Plus, and Sunshine Loan 15.
Since the conditions for each product are different, I will explain them in detail from now on!
Kakao Bank Credit Loan is a customized loan product for wage earners with excellent credit.
Kakao Bank Medium Credit Loan is a credit loan product that can be applied for up to 100 million won for medium credit wage earners.
Kakao Bank Medium Credit Plus Loan is a customized credit loan product for wage earners with an annual income of 20 million won or more and a period of employment of 1 year or more.
Kakao Bank Sunshine Loan 15 is a government-guaranteed loan product for low-income, low-credit workers.
Daegu Bank’s Tssdam Tssdam Easy Loan is a small-amount credit loan product that anyone can easily apply for with just a mobile phone, regardless of their occupation. Learn more
Daol Savings Bank Fi Emergency Loan is a loan product that you can easily apply for and transfer money on your mobile phone.
Learn more
Korea Capital Direct Loan is a small loan product for office workers, housewives, freelancers, etc.
Learn more
SBI Speed Loan is a small credit loan product that anyone over the age of 22 can apply for.
Learn more
KB Capital Small Loan is a product that allows you to easily apply and receive a loan quickly through a non-face-to-face process without preparing documents.
Learn more
I am an office worker working at a small or medium-sized company.
I was able to apply for a Kakao Bank credit loan even though my annual salary was less than 40 million won!
I liked the simple application process and low interest rate, and I was able to choose a credit loan product that suited my situation~
I was approved quickly and was able to receive a loan of 50 million won.
I liked that the interest rate was not as high as I expected, and I will continue to repay it steadily in the future. 😛
As mentioned in the review, Kakao Bank credit loan is a product with high customer satisfaction, such as quick screening and approval, and lower interest rate than expected. However, credit loans can be a burden depending on an individual’s financial situation, so it is important to apply carefully and make a detailed repayment plan.
In addition, it is recommended to compare products from other financial institutions and choose the product that is most advantageous to you.
There are positive opinions that you can repay without burden at any time because there is no early repayment fee, but some customers feel disappointed because the loan limit is lower than that of other banks.
If you are delinquent on your payment or have a problem with your credit information, have a history of financial fraud, have been rejected by Seoul Guarantee Insurance Securities, or have a low credit score, you may be rejected.
Only salaried workers with an annual income of 35 million won or more and a period of employment of 1 year or more can apply for a loan.
You can check it by selecting ‘Check my limit’ in the credit loan menu on the Kakao Bank app.
You can easily apply for a Kakao Bank credit loan through the mobile app.
The annual interest rate is 5.058% to 7.975%.
If the credit loan limit of Kakao Bank is exhausted, you can apply for a loan again from 6:00 AM the next day. Comment
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Excessive debt can cause you great misfortune. It is illegal to request or receive a brokerage fee. Your credit rating may decrease when you borrow money.
Agreement interest rate: Within 20% per annum | Default interest rate: Agreement interest rate + 3% (within 20% per annum) Additional costs other than interest: No brokerage fee Additional costs other than interest: No brokerage fee
Site name: Loan SOS | Representative: Dong-won Lim | Fax number: 070-8015-6809 | Loan brokerage business name: Jigeuri.com Loan Brokerage | Loan brokerage registration number: 2024-Daegu Dong-gu-0034 | Address: 208, 12, Hyodong-ro 1-gil, Dong-gu, Daegu Metropolitan City | Registration Attempt Name: Daegu Dong-gu Office (Job Creation Division 053-662-4716) | Business Registration Number: 730-07-01808 | Personal Information Manager: Lim Dong-won
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