케이뱅크 마이너스 통장K Bank lowered the interest rates of two types of credit loan products (overdraft accounts and credit loans) by up to 0.77%p per year depending on credit rating.
According to K Bank on the 30th, the interest rate of the ‘overdraft account’ product, which offers a limit of up to 200 million won, was lowered by up to 0.77%p. Accordingly, the minimum interest rate of the overdraft account product was lowered from 5.38% (29th) to 4.82% (30th).
The interest rate of the ‘credit loan’ product, which has a maximum limit of 300 million won, was also lowered by up to 0.20%p depending on credit rating. Accordingly, the minimum interest rate of the credit loan product was lowered from 4.79% (29th) to 4.57% (30th).
K Bank’s recent interest rate cut was implemented just one month after the previous cut in August (up to 0.5% point reduction in credit loan interest rates). Related Articles K Bank Launches QR/Barcode-Based Overseas Payment Service K Bank Awards 100 Million Won to Employees Who Developed Hit Products and Services in the First Half of the Year
A K Bank official explained, “This measure is intended to strengthen interest rate benefits for customers by lowering loan interest rates even during the interest rate hike period,” and “If you use the ‘Customized Credit Loan’ service launched in June, you can compare the benefits of this loan interest rate cut at a glance.”
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