케이뱅크 신용대출플러스 자격조건People in their 40s and 60s have no choice but to worry about life after retirement. Therefore, what this generation is interested in these days is how they can prepare for retirement with a side job. You are looking for your own lifelong job, and depending on how hard you put in, a side job that is connected to your fun or hobbies can be a solid side job or even a business start-up item.
Using various online platforms can be of great help in finding a digital side job that is right for you, and you can see the general appearance of the generation that has entered the era of lifelong jobs rather than lifelong jobs. N-jobbers are now a trend, and the survey results that show that more than 40% of office workers are working side jobs, both large and small, are also noteworthy.
According to a survey by Statistics Korea, the number of side hustlers in Korea last year was close to 410,000, and among them, 110,000 were self-employed. As the non-face-to-face environment using the Internet and smartphones becomes more common, we are riding this trend. It is expected that more and more people will prepare for the worst in a situation where they do not know when they may suddenly be dismissed or dismissed, or when their business will close. There is.
In this post, we will learn more about the qualifications, limits, interest rates, repayment methods, precautions, etc. of Kbank Credit Loan Plus products.
The credit loan plus product sold at K Bank is a product that allows you to apply for a loan with a certificate without having to submit proof of income. Customers who meet K Bank’s screening standards can easily apply for an additional credit limit whenever necessary. KCB 820 If the score is below this point, interest cashback is automatically applied when the loan is executed.
▶ Loan eligibility – To be eligible for a loan, you must meet K-Bank’s screening criteria.
▶ Loan limit
▶ Loan period – 1 year, 2 years, 3 years
▶ Repayment method – This is a method of repayment in equal installments of principal and interest.
▶ Loan interest rate – 3.61% ~ 9.80% per year
※ The interest rate is an example based on a new loan, and the actual applied interest rate can be confirmed at the loan agreement stage. Please note that the actual applied interest rate may vary depending on each customer’s transaction conditions and credit situation.
▶ Late payment interest (delay compensation)
– Late payment interest rate: up to 15.00% per annum
– Late payment interest rate: 3.00% per year
▶ Early repayment penalty: Exemption
▶ Loan-related costs
So far, we have learned about Kbank Credit Loan Plus.
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