You manage your money, meeting expenses, and date bankbooks.
How do you do it?
Usually, it seems that you have done a lot with cacao.
I am using it too.
However, the recent Toss Bank meeting passbook
It’s pretty hot, so I’m going to review it once.
Did it really make up for the inconvenience of the existing kabang?
Let’s take a look and compare.
Toss Bank meeting bankbook ① Interest rate 2.3% 토스뱅크 모임카드
Toss Bank meeting passbook
I brought the 2.3% interest rate of the parking passbook as it is.
In fact, in the case of the money, I collected it one by one every month. 이베이스매뉴얼
rather than directly
Used for special events or gatherings.
Therefore, a small amount of money
It is likely to remain deposited
At 2.3%, the interest rate is quite good.
How about cacao?
Offers interest rates as low as 0.1%
It is 2.6% only when connected to the safebox.
The interest rate is higher, but there is a fatal inconvenience.
The money put in the safebox is not immediately available.
To get 2.6%
0.1% interest rate deposit and withdrawal bankbook to safebox
It must be inserted and removed each time it is used with a transfer.
An excerpt from a cafe
Kakao has a 0.3% higher interest rate, but
If you think about convenience, the Toss meeting bankbook is recommended.
Toss Bank Gathering Account ② Exclusive Card
A special card for the Toss Bank meeting passbook has been released.
The benefit is 100 won less than 10,000 won per case,
500 won cashback for orders over 10,000 won.
I can’t really say it’s big.
It is a benefit specialized for meeting bankbooks with no performance.
① E-Mart (including Traders), Nonghyup Hanaro Mart
② Karaoke room, bowling alley, golf course, billiard room, PC room
② All food and pubs (7:00 PM to 12:00 PM)
Each benefit is available once a day and up to 5 times a month.
Kabang does not have a dedicated card for meeting bankbooks,
It can be linked with the representative card, Friends Check Card.
However, only the meeting room that is the account holder is allowed.
the most basic benefit
Basic 0.2% on weekdays + 0.2% additional cashback on weekends.
In addition, if the previous month’s performance is more than 300,000 won,
Coupang, Olive Young, Baedal Minjok, Starbucks, Juyu, etc.
Discounts are available at various locations.
In fact, it is not a card optimized for meeting bankbooks.
There are many unnecessary benefits, and there are also the previous month’s performance
If you use the basic cashback, you’ll be fine.
As for the card itself, the carbine looks more comfortable.
I’d rather have 0.2-0.4% cashback without any restrictions.
Also, in reality, the payment amount is large.
The standard of ‘10,000 won’ doesn’t seem to mean much.
It looks good for a date passbook.
③ Authorization of joint nominee
Toss Bank meeting passbook
All members of the meeting can be co-signers.
The above card issuance can be issued by the member of the meeting in the same way,
Transfer, withdrawal and management can all be done together.
The first meeting chairperson has to approve the authority.
When using money, you need to send or receive a physical card
Use your own money and transfer it back, etc.
You must have had a lot of troublesome experiences.
However, even if someone does not wear a gun as a gun
Together, they can be conveniently used and managed.
Only one person, the first founder, has the right to KABIN.
Please note that the members of the group do not have the right to
You need to sign up for the Kabang app and sign up for membership.
It’s true that it was uncomfortable anyway
Usually the secretary became the account opener.
However, this part has its pros and cons.
It may be convenient, but if several people manage it together
It seems there may be confusion.
It’s definitely more comfortable for a date bankbook, so I recommend it,
There may be a difference in likes and dislikes with the meeting passbook.
Toss Bank vs Kakao Bank
In fact, the biggest strength of cacao is
It is compatible with KakaoTalk.
You can easily gather and invite a large number of people.
In addition, automatic notification of dues payment day, living expenses bankbook, etc.
The service is pretty good.
In the end, to summarize, it is still based on KakaoTalk
Kakao that is good to work with
Toss is more diverse and convenient with privileges and benefits.
For reference, the Toss Bank meeting bankbook is recommended.
Personally, it looks really good as a date passbook.
In fact, each meeting has a different purpose and character.
It’s not necessarily that one is better than the other.
Compare and use the one that is more convenient for you.