Review of Toss Gathering Bankbook
Just when I needed it, the Toss meeting passbook advertisement caught my eye. Did he know that I was going to make a bankbook for my wife’s family and put an ad in it? It was even a little strange, but until now, I have mainly used Kakao Bank’s meeting bankbook in other meetings, but these days, I feel like I use Toss Bank more often than Kakao Bank? So, I opened a Tossbank meeting bankbook and summarized the benefits. 토스 모임통장 만들기
Tossbank meeting account check meeting support fund
There may be a separate access menu, but when I clicked ‘Benefits’ at the bottom of the Toss app, an advertisement called ‘Check the meeting support’ appeared, and I clicked this to open a meeting account.
The official route to access this menu is Toss Bank → Find Products → Gathering Bankbook. 비지니스헬퍼
How to open a Toss meeting account
The way to open a meeting passbook is so simple that it needs no explanation. If you press Next and OK and then take a picture of your ID, the basic meeting passbook is opened. After all, is there anything easier than opening a bank account in the non-face-to-face era?
Gathering support fund
I think this is random, but I was paid 3,200 won for the Toss meeting passbook meeting support. 3,200 won just by opening a bank account makes me wonder about the maximum meeting support fund.
Toss meeting passbook card
The Toss meeting bankbook can also be issued a check card in the same way as a general bankbook. I chose Toss’ unique popping pink color.
invite friends
Inviting members is also very simple. If you send a link via KakaoTalk using the share icon and the person clicks on the link to connect, you will be given membership status after confirming that you are a member of the meeting you invited. It was easier to send a link to a group room only once than to send individual messages.
Membership fees vary for each member. First 500 won, second 600 won, third 1,400 won. I thought it was a system where the money keeps going up for late members, but it wasn’t. The fifth member meeting support is 1,300 won, which is 100 won lower.
Anyway, as soon as I opened a bank account for my wife’s family, I immediately earned 7,000 won.
Um…. It’s so convenient and easy that I think I should be a little nervous about Kakao Bank’s meeting account.
Unlike other meeting passbooks, people who can take out and spend money can designate additional meeting rooms in addition to meeting rooms, and one additional meeting card can be made per person. Since it should never be handed over to those who are not able to properly manage membership fees, it seems that members should discuss and decide.
The money management of our group is something I do alone (I’m a bit meticulous. Haha)
In addition, it was really nice to be able to set a monthly membership fee, so that you could immediately distinguish between those who paid and those who did not.
Check the basic information of the Toss Bank meeting bankbook below.
Toss meeting bankbook must read
Ages 17 and older can join
No limit on savings amount
No contract period
Protects up to 50 million won per person by combining the principal and a certain amount of interest. (Deposit Insurance Corporation protected financial product)
Interest rate 2.3% per annum (before tax)
Interest payment method: Based on the last day of each month, the first day of the following month.
fee waiver
Bank, other bank transfer fee
Direct transfer fees to our bank and other banks
ATM (all banks, convenience stores, etc.) deposit, transfer, and withdrawal fees
Above all, the same interest rate as the daily interest of 2.3% per annum, which was the advantage of the Toss account. However, interest is deposited once a month, on the 1st. It is also a great advantage that both transfer and withdrawal fees are free in line with the trend these days. For those who are looking for a meeting bankbook, the Toss meeting bankbook is really a gem.