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Base date: 2024.10.16 (Annual interest rate, %)
① Delinquent interest rate: Up to 15% per annum (Loan interest rate by borrower + Delinquent penalty interest rate)
※ However, if the loan interest rate is higher than the highest delinquent interest rate, the loan interest rate + 2.0%p per annum
☞ The 『Delinquent penalty interest rate』 applies 3% per annum. ② In cases where you must pay overdue interest (overdue penalty)
☞ When you do not pay on the “date you agreed to pay interest”
– Overdue interest is applied to the agreed interest that you must pay for up to one month from the day after the date on which interest must be paid, and after one month has passed, you must pay overdue interest calculated by multiplying the overdue interest rate by the loan balance due to loss of term benefit.
☞ When you do not repay on the “date on which you agreed to repay the installment amount (or installment repayment principal and interest)”
– From the day after the day on which the installment amount (or installment repayment principal and interest) must be repaid, overdue interest on the installment amount (or installment repayment principal and interest) must be paid, and if you are late for two or more consecutive times, overdue interest on the loan balance due to loss of term benefit.
☞ The “overdue penalty interest rate” is 3% per annum. ② Cases in which you must pay overdue interest (overdue penalty)
☞ When you do not pay on the “date you agreed to pay interest”
– Overdue interest is applied to the agreed interest that you must pay for up to one month from the day following the date on which interest must be paid, and after one month has passed, you must pay overdue interest calculated by multiplying the overdue interest rate by the loan balance due to loss of term benefit.
☞ When you do not repay on the “date on which you agreed to repay the installment amount (or installment repayment principal and interest)”
– From the day following the day on which the installment amount (or installment repayment principal and interest) must be repaid, you must pay overdue interest on the installment amount (or installment repayment principal and interest), and if you are late twice or more consecutively, you must pay overdue interest on the loan balance due to loss of term benefit.
[Compliance Supervisory Review No. 2024-3099-2, 2024.07.01]
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1588-9999, 1599-9999, 1644-9999
When calling from overseas to Korea +82-2-6300-9999
Loan short-term delinquency and maturity information 1588-9008
When calling from overseas to Korea +82-2-3702-1240
1800-9999
(Excluding loss and accident reports)
Investment product approval confirmation 1833-3938
When calling from overseas to Korea +82-1833-3938
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