대학생 소액대출Many people think that it would be difficult for college students to get a loan because they have no income. However, these days, there are a variety of low-interest small loan products for college students. From now on, we will introduce the top 9 best choices among the low-interest small loan products that college students can use. Table of Contents
Loan Eligibility Requirements: 19 to 34 years old
Loan Eligibility Conditions: Job seekers or new members of society (worked at a small or medium-sized company for less than 1 year) with an annual income of 35,000,000 won or less
Interest Rate: 3.6% for those eligible for social consideration, 4% for those preparing for employment, 4.5% for new members of society
Loan Maximum: Up to 12,000,000 won
Loan Period: Up to 8 years of grace period, 7 years of repayment, total of 15 years
Review Time: 3 to 7 days
Responsible Banks: Jeonbuk Bank, Shinhan Bank, and Industrial Bank of Korea
Application Process: Install the integrated microfinance application, complete financial education, and submit required documents
We will provide complete information on places where loans for the unemployed and small emergency loans are available
Loan Eligibility: College students and cyber college students, including undergraduate students under 35 years of age,
Interest Rate: Between 1 and 2% (as of 2021) 1.7%),
Loanable amount: Up to 3,000,000 won, Up to 1,500,000 won per semester,
Loan term: 1 year,
Review period: Up to 7 days,
Repayment option: Early repayment and automatic transfer repayment options available.
Go to Korea Student Aid Foundation Living Expenses Loan
Loan eligibility requirements: Individuals aged 19 or older with a telecommunications credit rating between CB 1 and 6, and who have no history of telecommunications delinquency, can apply for a loan.
Loan interest rate: Approximately 3% interest rate is applied.
Loan limit: Up to 3 million won can be loaned.
Loan period: The loan period is 1 year.
Review period: The review is completed within 2 days.
Go to Woori Bank Emergency Fund Loan
Loan eligibility requirements: Individuals aged 19 or older with a telecommunications credit rating between CB 1 and 6, and who have no history of telecommunications delinquency, can apply for a loan. Loan Interest Rate: Minimum interest rate of 2.9% is applied.
Loan Limit: Up to 3 million won can be borrowed.
Loan Period: The loan period is 3 years.
Review Period: Review is completed within 2 days.
Go to Nonghyup All-in Emergency Loan
Loan Eligibility Conditions: Those who are 19 years of age or older and for whom Seoul Guarantee Insurance can issue insurance certificates.
Loan Interest Rate: Starting at a minimum of 3.88%.
Loan Amount: Up to 2 million won.
Loan Period: The loan period is 1 year.
Review Period: Completed within 3 days of application.
Go to Shinhan Solpyeonhan Emergency Loan
Loan Eligibility: Those who are 19 years of age or older, regardless of income level.
Loan Interest Rate: Starting at a minimum of 4.5% per annum.
Loan Amount: Up to 3,000,000 won can be borrowed.
Loan Period: The loan period is up to 1 year. Review period: The loan review will be completed within 5 days of application.
Go to Hana One Q Emergency Loan
Qualification requirements: Customers aged 19 or older who have used a credit card for at least 6 months.
Interest rate conditions: The minimum interest rate starts at 3.35% per annum.
Loanable amount: You can borrow up to 3 million won.
Loan period: The loan period is up to 1 year.
Review period: The review will be completed within 2 days of application.
Go to Toss Emergency Loan
Qualification requirements: Individuals aged 19 or older who can issue insurance policies from Seoul Guarantee Insurance and have a credit rating of 8 or higher.
Interest rate information: The minimum loan interest rate is 3.09% per annum.
Loan limit: Applicants can borrow up to 3,000,000 won.
Loan period: The loan period is set to 1 year.
Review period: The loan review will be completed within 2 days of application.
Kakao Bank Emergency Loan Shortcut
Loan Conditions: Those who are 19 years of age or older and can be issued insurance certificates by Seoul Guarantee Insurance, and can apply regardless of income.
Interest Rate Information: The minimum interest rate for the loan is 2.98% per annum.
Loan Limit: The maximum loanable amount is 3 million won.
Loan Period: The loan period is set to 1 year.
Review Period: The loan review will be completed within 2 days of application.
K Bank Emergency Loan Shortcut
This time, we looked at the TOP 9 institutions that provide small loans for college students. You can proceed by selecting the product with the lowest interest rate that suits your conditions. However, when applying for a loan, it is important to apply to one institution at a time as there is a high probability of rejection if you submit applications to multiple institutions at the same time.
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