모아저축은행 주부대출Loan Hope
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Unexpected financial difficulties can occur at any time in daily life. At such times, it is important to resolve the situation through a stable loan product. In this article, we will provide detailed information on the Moa Housewife Loan product for married customers. We will cover everything you need to know, from the qualifications to the loan limit, interest rate, and repayment method.
Moa Housewife Loan is a customized loan product for married customers. This product was designed to ease the financial burden of the household, and you can receive the necessary funds based on a stable repayment plan.
To apply for Moa Housewife Loan, you must be 19 years of age or older, and you can only apply if your spouse is the head of household on your family register. Since this product is for married customers, you must meet these conditions.
The applicant’s credit score is also an important factor. You must have a NICE credit score of 600 or higher to apply for a loan, and the loan eligibility, limit, and interest rate are determined based on your credit score. The loan limit for Moajubu Loan is from a minimum of 3 million won to a maximum of 50 million won. This is applied differently depending on the individual’s credit score and income level.
The loan interest rate is set from a minimum of 18.8% to a maximum of 20.0% per annum, and the interest rate is determined based on the credit score and income. Please be mindful when making a repayment plan based on the loan interest rate.
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This is a method of dividing the principal and interest (principal + interest) into equal amounts every month during the loan period. The repayment period can be selected from a minimum of 12 months to a maximum of 84 months.
Interest is paid in arrears every month. This is an important part of the repayment plan, as it is a structure in which interest is paid at the end of each month.
If you want to repay the loan early, an early repayment fee may be charged. The fee is up to 2.0%, and is exempted for transactions made for more than 3 years from the loan date. It is recommended that you make a repayment plan considering this. The documents required for a loan application are as follows:
Moajubu Loan is a customized product for married customers, and if you meet the qualifications, you can receive stable financial support. If you understand and use the loan terms and repayment method well, you will be able to effectively overcome the financial difficulties of your family.
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