무직자 청년대출Although we are slowly recovering our daily lives, the economy shows no signs of improving, so it seems difficult to get a loan for unemployed youth who have not yet found a job.
The government supports unemployed youth with a weak foundation for self-reliance to receive loans with urgent resources, and there are products available for loans from commercial financial institutions.
👇 Check out how to apply for a loan for unemployed youth below!
Korea Scholarship Foundation Living Expense Loan
The Korea Scholarship Foundation Living Expenses Loan is a living expenses loan that can be used separately from tuition.
Undergraduate and graduate students can borrow up to 1.5 million won per semester to cover room and board, study expenses, and transportation expenses during the semester. This is a system in which the principal and interest are repaid according to the level of income from the time income is earned, such as employment.
How to apply
You can easily apply for a living expenses loan using the Korea Scholarship Foundation website or mobile app using your public certificate. The application process is as follows.
General repayment student loan (living expenses loan)
👇 Check out how to apply for a loan for unemployed youth below!
A representative government-backed loan for the unemployed is Sunshine Loan Youth.
Sunshine Loan Youth is broadly divided into job seekers and young people who are between the ages of 19 and 34 and have an annual income of 35 million won or less.
How to apply
In order to more quickly resolve the financial difficulties of college students and young people due to COVID-19, we will submit documents and conduct non-face-to-face screening through the app instead of visiting the Microfinance Integration Support Center.
If you do not complete financial education, you cannot enter into a guarantee agreement. Financial education is recognized as having been completed only if there is a record of completion within 6 months from the date of application for guarantee (completion date on the education completion certificate).
After signing the guarantee agreement, you can apply for a loan from the bank of your choice by comparing preferential services among the participating banks (Industrial Bank, Shinhan Bank, and Jeonbuk Bank).
👇Check below for more information on how to get an emergency fund loan for the unemployed!
👇 Check below for places where you can get loans for the unemployed!
For jeonse loans for unemployed youth, government-supported loans such as youth-customized jeonse loans can be used. Youth-customized rental loans can be applied to young people aged 19 to 34 who do not own a home and whose combined annual income is KRW 70 million or less.
The youth-customized jeonse loan is a jeonse loan system for the unemployed that lends the jeonse deposit or monthly rent to young people at a low interest rate, guaranteed by the Housing and Urban Fund.
Support target
How to apply and contact information
You can apply through 13 banks: KB, Shinhan, Hana, Woori, NH, Enterprise, SH, Busan, Gyeongnam, Daegu, Gwangju, Jeonbuk, and Kakao.
👇 Check out how to apply for a jeonse loan for unemployed youth below!
Sunshine Loan Youth Loan
Guaranteed monthly rental loan for youth only
Youth Support Jeonse Loan
Youth Housing Stability Monthly Rent Loan
How to get a loan for unemployed youth | Government-supported loan for the unemployed | BEST 8 places to get loans for the unemployed | Jeonse loan for unemployed youth | Types of Youth Loans | We learned about youth living expenses loans.
A representative government-backed loan for the unemployed is Sunshine Loan Youth.
Please refer to the main text for more details.
For jeonse loans for unemployed youth, government-supported loans such as youth-customized jeonse loans can be used. Youth-customized rental loans can be applied to young people aged 19 to 34 who do not own a home and whose combined annual income is KRW 70 million or less.
Please refer to the main text for more details.
There are Sunshine Loans, youth loans, youth-only guaranteed monthly rental loans, and youth housing stability monthly rental loans.
Please refer to the main text for more details.
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