Samsung Card is an affiliate of the Samsung Group, a representative company in Korea, and is classified as a business card. And today, we will learn about the conditions for issuing this Samsung card.
Characteristic
Compared to other credit card companies, the issuance conditions are relatively relaxed. Therefore, there are quite a few cases where the card is issued even if it is rejected by one or two other card companies. However, in terms of the limit, it is relatively small compared to other companies. To be precise, Samsung Card issuance conditions are often generous enough to not be pushed back even when compared to other companies if the company has 4 major insurances for more than 1 year of service in the case of good grades (grades 1-4). Below, the issuance is a little easier, but the limit is rather weak. 삼성카드 발급조건
More than 3 months of service
+ Receive more than 3 monthly salary 이베이스매뉴얼
Basically, you must be doing income activities on your own basis. The minimum standard is that you have been working for 3 months or more and you have to be paid at least 3 times. If you are enrolled in the 4 major insurances, the employee’s health insurance qualification certificate must be at least 3 months old, and it will be checked whether or not it has reached 3 months. Also, in the case of income, it is verified through the ‘4 major insurance payment confirmation’, and payment must be made for at least 3 months. This is the part that is usually deducted when you receive your salary. In any case, if payment is not made due to company circumstances or delay, it can be substituted through the payroll statement. In either case, if the proof is more than 3 months, the Samsung Card issuance condition is applicable.
within 6th grade
I think this is probably the part you’re most interested in. Basically, it must be within the 6th grade, and this is on the premise that there is no history of rehabilitation, recovery, or bankruptcy in the past. If you have reached level 6 through rehabilitation or recovery in the past, it is good to know that you may be rejected in the process as it will be subject to detailed examination and your past history will be checked in detail.
Exceptionally, there are cases where a rating of 7 may be acceptable, but this is because data from two credit rating agencies are received and compared (NICE/KCB). This is the case when a grade 6 is issued, and in this case, the Samsung Card issuance condition applies to the customer as an advantageous grade, so even a grade 7 can be recognized as a grade 6 as much as a grade 6 is obtained elsewhere.
If you are using more than 2 savings banks, you may be eliminated!
Cannot be issued when using a loan business!
Usually, there are many cases of borrowing if the grade is bad. If it is a general apartment mortgage loan, or a bank or capital sector, it is not a big problem. Most will drop out. In addition, please note that even if you say that you are using a loan, you will be disqualified.