신용회복위원회 소액대출 자격조건The Credit Recovery Committee Loan Repayment Loan is a low-interest emergency living fund loan for low-income and vulnerable people who have repaid their debt in good faith after receiving debt adjustment from a debt adjustment agency such as the Credit Recovery Committee. Therefore, Credit Recovery Committee loans have the characteristic of providing loans at very low interest rates.
In addition, it can be said that it is a system for those who cannot get a loan with low credit, such as those who urgently need medical expenses while paying off their debt, or those who do not have money to send to college even after paying off their debt.
Even if the above requirements are met, loans may be restricted to those who lack income or ability to repay, those who have delinquent information on the credit information inquiry form, or those with relatively large assets.
People who need emergency living stabilization funds due to accidents, illnesses, disasters, etc., or who need college tuition for their family members, can apply for high-interest loans for self-employed people, facility improvement funds, working capital, etc.
Credit Recovery Committee Application Homepage
Go to the Credit Recovery Committee application website
The loan amount is applied differently depending on the actual repayment history of the repayment amount, the presence or absence of funds that can prove the necessary funds, and the ability to repay the loan within the limits of each debt adjustment repayment period. This applies differently, from a minimum of 2 million won to a maximum of 15 million won.
Those eligible for personal rehabilitation and New Hope Hope Loans are each subject to a limit of up to 7 million won, and those eligible for New Hope Hope Loan are subject to a limit of up to 5 million won. A basic tax rate of 70% is applied to low-income families, and a preferential tax rate of 0.1% is applied to those receiving credit education.
Loan applications for faithful patients can be made through the Customer Satisfaction Center call center at 1600-5500, in-person consultation, or online consultation. You can use it more conveniently if you check the application conditions and required documents in advance. Documents basically require a copy of resident registration and identification.
When submitting a copy of resident registration, please indicate the entire resident registration number, and in the case of family members other than yourself, the last 6 digits of the resident registration number will be hidden. Please also note that only documents issued within the last two months are valid. Additionally, additional documents may vary depending on the applicant’s situation, so decisions must be made through consultation.
After consulting with and submitting your application to the Credit Repair Committee, the committee will review your eligibility. If approved by the loan committee, the applicant enters into a loan agreement and the loan committee deposits the loan amount. The loan must be repaid monthly with principal and interest.
