신한저축은행 사잇돌2 대출In the case of Saitdol 2 loan, the annual income requirement is not high, so you can apply even if you have bad credit as long as you meet the recognized income amount.
If you look at the Shinhan Savings Saitdol 2 loan reviews, conditions, and alternative products in case of rejection through the information below, you will surely succeed in getting a loan.
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The Saitdol 2 loan is one of the most attractive products in that you can apply for it even if you have low credit rating or low annual income.
Annual income varies slightly depending on whether it is earned income or business income. Specific conditions are as follows.
Basically, if your annual income is more than 12 million won, you can definitely apply. Even though the current standard was created a very long time ago, it can still be seen that the standard is low compared to the average annual income growth rate.
Additionally, there are no separate credit score requirements, but if you look at the Saitdol 2 loan conditions at Savings Bank, it is specified as a score of 355 or higher.
In other words, anyone with a credit rating of 9 or higher can definitely apply, so we recommend that you check it out.
Shinhan Savings Saitdol 2 Loan Review
The maximum limit for the Shin Savings Saitdol 2 loan is 30 million won. This does not take into account expected payments and DSR, so if there are expected payments, the limit will be reduced.
In addition, the loan period can be up to 60 months, and it is a product that must be repaid immediately without a grace period by repaying the principal and interest in equal installments.
Loan interest rates vary widely. There is some variation in between-dol loans because loans can be made by both first- and second-tier financial institutions.
However, if a preferential interest rate is applied, it can be used at an average annual rate of less than 13%, so it is quite competitive.
Nevertheless, this product is considered an advantage in that it has a high limit when applying for a loan.
Shinhan Savings Saitdol 2 Loan Review
In the case of Saitdol 2 loan, anyone who passes the guarantee screening at SGI Seoul Guarantee can apply.
In other words, if SGI Seoul Guarantee passes the warranty screening, you can immediately apply for Saitdol 2 through the mobile app without having to visit the branch.
When visiting a branch, you must prepare the necessary documents, but when processing through mobile, scraping occurs immediately, so there is no need to prepare separate documents.
Apply for a Saitdol 2 loan using the method below. 😊
Shinhan Savings Saitdol 2 Loan Review
Because Shinhan Savings Saitdol 2 loan is an SGI-guaranteed product, loans are relatively better than unsecured products.
In other words, as long as you pass the guarantee screening conducted by SGI Seoul Guarantee, the subsequent loan screening is not difficult to some extent.
On the other hand, in the case of Saitdol 2, if you look at the patterns of borrowers, they do not look at credit rating highly, but they tend to look at a lot of expected loan capacity.
In other words, if the expected loan is relatively large, there are many cases where the loan is rejected regardless of the loan size. Therefore, even if you apply for a loan, there is a higher chance that you will not receive the maximum amount.
Also, when applying for a loan, since the loan limits and interest rates of the first and second financial institutions are different, it is recommended that you apply for the first financial institution first and then move on to the second financial institution. 😊
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