월세보증금담보대출 조건It is illegal to request or receive a brokerage fee. Excessive debt can bring you great misfortune.
Interest rate: 9% to 20% per annum (differentiated according to the screening criteria for secured loans only) Default interest rate: 20% per annum (applied to new, renewed, and extended loan contracts from July 7, 2021, and for new, renewed, and extended contracts from June 25, 2019, the default interest rate does not exceed the contracted interest rate + 3%)
General financial consumers have the right to receive sufficient explanations from financial sales businesses, and are advised to read the financial product description and terms and conditions before entering into a contract.
No cost for issuing a debt confirmation certificate. In addition to costs incurred for exercising rights or preservation and credit inquiry costs, legal costs such as setup fees and early repayment fees may be incurred only for secured loans. (In case of early repayment within 2 years after the secured loan, the early repayment fee is up to 4% per annum of the early repayment principal… It varies depending on the remaining period. However, the total amount of the prepaid interest and the early repayment fee does not exceed 20% per annum.) Your credit rating or personal credit score may decrease when you take out a loan. If the loan amount is excessive compared to your repayment ability, your personal credit score may decrease and you may experience disadvantages related to financial transactions. If the principal and interest that must be paid for a certain period are overdue, you may be obligated to repay all the principal and interest before the contract expiration date.
Representative phone number: 1566-8778
