Recently, each bank is raising interest rates, so they focus on alerting their existing accounts. The Welcome Savings Bank parking passbook is the main role in managing my family’s finances, so I was more focused on it.
Since it is a deposit and withdrawal account, you can put it in and take it out at any time, so it is perfect for storing the amount that cannot be tied into a term deposit because it is not burdensome. In order to enjoy the compounding effect on the monthly interest, you have to diligently move to a place that pays even a little bit more interest. 웰뱅 모두페이 통장
There are three types of Welbang deposit and withdrawal accounts with recently increased interest rates.
① WELCOME PLUS ordinary deposit up to 3.3% per annum. 이베이스매뉴얼
Basic 2% and preferential treatment is 1.3%. Preferential conditions are check card performance of 100,000 won or more, CMS or Giro automatic payment, marketing and membership agreement, etc., up to a maximum of 50 million won.
② Up to 3.5% of Welbang Mod Pay account per year.
The basic 1% preferential 2.5% conditions apply up to a maximum of 5 million won for deposits exceeding 500,000 won and simple payment usage of 100,000 won or more. It is a pass in that it is a condition that includes usage records and only applies up to KRW 5 million.
③ WELCOME Employee Love Ordinary Deposit 3.5% per annum
Basic 2% + preferential 1.5% conditions include salary transfer of 1 million won or more, CMS or Giro automatic payment, marketing and membership agreement, etc., and apply up to 50 million won. The good thing is that even with the same 3.5% as ModoPay, up to 50 million won, which protects depositors, is applied.
Of the three deposit and withdrawal accounts, the third one I am using because I think it is appropriate to use it as a parking account is the third, and a maximum of 3.5% per annum as a regular deposit for office workers. From 3% previously, it increased by 0.5% from this month. The name seems to be only available to office workers, but in reality, anyone over the age of 19 can join.
It is a bankbook specialized for office workers, but preferential interest rates are applied if you transfer more than 1 million won. Salary transfer is a term such as salary, monthly salary, monthly salary, bonus, etc. It is applied when more than 1 million won is deposited, so anyone can do it with a little care. I am also a housewife who is not related to my salary, but I am receiving preferential treatment by transferring 1 million won per month to my salary.
Other than that, it is a relatively simple method because you only need to apply for one or more such as insurance fee, communication fee, gas fee, and credit card fee through automatic payment by CMS or Giro.
Even if they pass by the bankbook for a while, they often look for a high-interest parking bankbook because they can receive even a little more interest when they put living expenses, food expenses, investment money, etc. Various passbooks are being used, but for now, the 3.5% Welcome Savings Bank parking passbook is the most attractive. Recently, K-Bank’s 2.5% toss rose by 2.3%, and that’s why it’s divided and used, and the one that puts the most amount of money as the main is using it as a 3.5% well-bang ^^
How to get 15,000 won for new subscribers
If you have made a deposit and withdrawal account, pay attention to the Welcome Savings Bank savings account! The WELCOME first-trade preferential fixed-term deposit, which can be subscribed only within 30 days of the initial subscription, is up to 5.5% per annum high-interest savings account. The benefits were good, so I picked it up, my husband picked it up, and spread the word to family and friends, so we all listened to it – good things need to be told!
It is a product that provides a special interest rate for only 30 days to customers who sign up for the first time and open a deposit and withdrawal account. The basic 2.7% + preferential 2.8% conditions are that the bank account must be paid by direct debit at least 8 times and the average balance of the bank account must be at least 500,000 won by the day before the maturity date.
If a maximum of 5.5% for 12 months is applied in increments of 200,000 won, the expected interest at maturity is about 60,000 won excluding tax. However, it does not end here, and if you follow the method introduced below, you can receive an additional 15,000 won, so the final benefit including interest on the first transaction preferential payment at the Welcome Savings Bank is more than 75,000 won, which is not a small benefit.
First, go to Naver Pay-Benefits-Insurance/Finance, scroll down and click the 10,000 won banner when signing up for a regular deposit at the Welcome Savings Bank, and you can receive 10,000 won.
When you sign up, you can receive 5,000 won in cash by entering the Wellbang invitation code and checking the agreement to phone and text marketing. If I sign up first and inform my friends with my code, I can get 5,000 won without limit, so it’s a chance to win.
* Welcome Savings Bank referral code WBODO3C
There is also a Well-Bang Working Savings Savings Account that has recently been attracting attention! It is a 10% annual high-interest savings savings account, but as the name suggests, preferential conditions vary depending on the number of annual steps. 6%, followed by +8% over 5 million steps. In addition, +1% is added for automatic debit payments to our bank account for 6 or more times.
It got attention because it was a 10% high-interest savings account, and I was also interested, but it is not easy to get a high interest rate in a country where it is not easy to fill 10,000 steps a day. It means to walk more for the sake of the planet and health, but in reality it is not easy, so I give up. Recommended for people who walk a lot.
I am using a parking passbook for splitting a passbook, but it is necessary to compare interest rates and interest rates so that I can receive more interest while storing it even for a while. Recently, the banks are keeping an eye on each other, so we need to compare them a little more diligently, but for now, we are in a situation where you can stay without moving.
Receive 3.5% interest on the Welcome Savings Bank parking passbook, and receive up to 15,000 won when you sign up with 5.5% interest with the first transaction preferential regular deposit subscription that only new subscribers can receive!