저신용 소액대출 신청방법In general, many people think that loans to people with low credit are not possible in first-tier financial institutions, so they look into second- or third-tier financial institutions.
However, there are ways for people with low credit to get a loan using mobile small loans and government-backed loans.
Among these, government-backed loans are designed for the financially vulnerable, including those with low credit, so those looking for a loan should check and use them first.
low credit loan
There are two main types of loan products available to people with low credit: government-backed loans and mobile small loan products.
These two loan methods are products created to provide loans at low to mid-interest rates to those with low credit ratings, and their approval rates are also very high.
Mobile micro-loan products that have recently been launched by the financial sector utilize telecommunication ratings regardless of occupation or credit, so even people with low credit or the unemployed can get loans.
Go to government-supported loan
Even those with a low credit rating or an unemployed person can apply for a mobile small loan, and all procedures are conducted non-face-to-face.
Additionally, when applying for a loan, once you complete identity verification on each bank’s app, your communication grade or estimated income is automatically calculated, and you can quickly check your limit.
Click here for the lowest interest rates on mobile small loans
Government-backed loans include Sunshine Loan 15, Sunshine Loan, New Hope Spore, and Saitdol 2, and loans are generally available in connection with 1 or 2 financial sector banks.
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In the case of Sunshine Loan 15, it is a government-supported product for people with the lowest credit, and you can get a loan regardless of your occupation, and you can receive a loan of up to 14 million won. The interest rate is a medium interest rate, and if you pay faithfully every year, you can use it without any burden.
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