전세보증보험 가입조건For Jeonse Guarantee Insurance, the subscription criteria differ depending on the use of the subscribed building.
1. You can join if the jeonse price is lower than the lowest price from Kookmin Bank Real Estate Market Price (kbland.kr) and Real Estate Tech (rtech.or.kr).
2. If the actual transaction price recorded on the register is higher than the rental price, you can sign up.
3. If the “apartment house price * 150% = price” found on the public housing price alert (realtyprice.kr) is higher than the jeonse, you can sign up.
4. Officetel can be registered if the jeonse is higher than the “standard market price per unit area * building area * 150% = price” searched on Hometax (hometax.go.kr).
5. In the case of houses that have been completed for less than one year, subscription is possible if the jeonse price is less than 90% based on the price indicated in the sales contract and sales contract.
*Caution: Item 1 is applied in the order of the above standards.
Kookmin Bank Real Estate Market Target?
1. The most recent transaction price within one year of registration of the relevant household.
2. An amount equivalent to 150% of the price of an apartment house announced by the Minister of Land, Infrastructure and Transport.
3. An amount equivalent to 150% of the amount calculated as the ratio of the total floor area of the household to the total floor area by adding up the publicly announced land price and the standard building price.
1. The most recent transaction price within one year of the registration of the relevant house.
2. An amount equivalent to 150% of the price of an individual detached house announced by the Minister of Land, Infrastructure and Transport.
3. An amount equivalent to 150% of the amount calculated as the ratio of the total floor area of the household to the total floor area by adding up the publicly announced land price and the standard building price.
Warranty covers apartments, officetels, detached houses, multi-family houses, etc.
The deposit amount is the full amount of the Jeonse deposit in the contract within the guarantee limit.
Within 1 month after the charter contract period expires, and at the time of renewal, from one month before the charter contract period expires until half of the contract period has elapsed.
Before one-half of the charter contract period elapses between the date of payment of the balance and the date of the move-in report, whichever is later.
From 1 month before the expiration date of the charter contract before renewal until one-half of the charter period under the renewal charter agreement has elapsed.
The amount after deducting the amount of senior bonds, etc. from the housing price
For example, if the house price is 800 million won, the senior bond amount is 300 million won, and the jeonse contract amount is 600 million won, the guarantee amount is 500 million won.
1. There is no infringement on ownership rights such as auction or provisional foreclosure of the guaranteed house.
2. There must be no move-in to other households when viewing the moved-in household.
3. It should not be a violating building in the building register.
4. Jeonse bonus is less than 700 million won in the metropolitan area and less than 500 million won in other areas.
5. Senior bond must be less than 60% of the house price.
6. (Senior bond + Jeonse deposit) must be less than the house price.
7.Report of moving in + completion of fixed date
8. The charter contract period is one year or more
9. Contract brokered by a licensed broker
10. Unregistered building, land and building are not registered if the owners are different.
1. During the warranty period, maintaining resistance to the chartered house (moving-in report, actual residence, fixed date)
2. Notify the guarantor company in writing when the lessor is changed due to the sale of the chartered house or when the auction or public sale is decided.
3. If there is no intention to renew the lease contract, notify the lessor of the intention to terminate the contract two months before the end of the lease period.
4. The guarantee is canceled in the event of a transfer of the right to the Jeonse deposit.
Precautions for writing a global contract (lessee, lessor), how to write
Housing Lease Protection Act Counterforce, fixed date, preferential right to repayment
Housing Lease Contract Report – How to report Jeonse and Monthly Rent
How to get the confirmed date of online transfer report
Contract renewal application right, implied renewal procedure and method
Key contents of the 3 Lease Act
Establishment of chonsegwon – Difference between chonsegwon and lease
How to avoid tin can jeonse, how to get deposit back
In the above, we looked at the terms and conditions of the charter guarantee insurance, how to sign up, the guarantee period, documents, and the subject of the guarantee.
Please check various information through the post below.
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