청년도약계좌 신청방법It is from February 22nd (Thursday) to March 8th (Friday)!
📍February account opening period for applicants applying for membership
✔Applicants from January 25th to February 2nd: February 22nd (Thursday) to March 15th (Friday)
✔Applicants from February 5th to February 16th: March 4th (Monday) to March 15th (Friday)
*For single-person households, from February 26 to March 15
✅Income standard
– Personal income
If the total salary for the immediately preceding taxable period is KRW 75 million or less, and the amount of comprehensive income added to the comprehensive income tax base is KRW 63 million or less (excluding cases where there is only non-taxable income)
※ If income is confirmed during a period in which the income of the immediately preceding tax period has not been confirmed, it is recognized as income of the previous year.
– Household income
Those who fall under 180% of the median income based on the number of household members
※ If income is confirmed during a period in which the income of the immediately preceding tax period has not been confirmed, it is recognized as income of the previous year. Household members are determined based on the young person and his or her spouse, parents, children, and brothers/sisters (minors) according to the resident registration certificate.
✅Product structure
– Free payment up to KRW 700,000 per month
– The account is maintained even if no payment is made in the interim.
– Maturity 5 years (government contribution support at maturity, interest income tax-exempt)
✅Interest rate
– Autonomous decision by the handling agency (fixed for 3 years, variable for 2 years)
📝 Guidance and inquiries
📌 Youth Leap Account homepage ylaccount.kinfa.or.kr
📞Corporate Finance Agency Microfinance Call Center (1397)
📞 11 bank call centers
*View related press releases for details
https://blog.naver.com/blogfsc/223360612215
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