In the first place, I haven’t been blogging diligently for over a year, but lately I’ve been posting less and less.
As Corona 19 became widespread, I started doing various indoor hobbies, but there are some materials that will be uploaded to the hobby category soon.
The topic for today’s post was actually about to write five months ago, but after procrastinating and procrastinating, it’s the Kookmin Card, “Youth Tok Tok Card,” which has turned into June.
I was going to post because of the new issuance event, but I wondered what would happen if the event disappeared in the meantime, but fortunately, another event is in progress, so I take the time to write a post. 청춘대로 톡톡카드
The topic of today’s post is Kookmin Card, “Youth Tok Tok Card.”
However, since this credit card is for beginners to Kookmin Card Company, those who already use Kookmin Card Company’s credit card may pass this post.
Originally, I wanted to introduce another credit card from Kookmin Card, but since the credit card does not have a new issuance benefit, it is intended to issue this card in advance for introductory use.
Currently, if one of the three types of target cards is newly issued in the Toss application, the annual fee refund and cash prize of 100,000 won are being held.
Use your card and get 100,000 won in cash 이베이스매뉴얼
Toss × KB Kookmin Card Event
toss.im
“Easy on Card” and “The Easy Card” sometimes require up to 500,000 won for the previous month’s performance, and the “Dae-Youth Talk Talk Card” benefit is more suitable for beginners in society, so we introduce these cards as a standard.
First, it is the main benefit of “Dae-Youth Talk Card”.
When the previous month’s performance is KRW 300,000,
1. Starbucks 50% charge discount (limited to KRW 10,000)
2. 20% discount for burger/fast food industry (limited to KRW 5,000)
3. 10% billing discount for simple payment industry (limited to KRW 5,000)
4. 10% discount on public transportation + taxi + mobile communication charges (up to KRW 5,000)
All of the above benefits are available.
To apply a little application, it is a cool card that can be used for a 60% discount within the discount limit when using Starbucks with all payment types such as Samsung Pay / LG Pay / Naver Pay / Kakao Pay / KB Kookmin App Card, etc.
Recently, Kookmin Card recognizes transportation card charges using Samsung Pay/LG Pay/mobile T-money/mobile cashbee as transportation card performance, so I think it is an appropriate card benefit for beginners in society.
If my monthly credit card usage had consistently exceeded 300,000 won, I would have used it as my main card, but I don’t use it often now because the previous month’s performance caught my eye. (However, I have not been able to cancel the blog post yet due to procrastination.)
However, since all card benefits from 1 to 4 are provided even if there is no record of using the Toktok card from the first card use registration date to the end of the next month, there is no hindrance to enjoying the benefits during the Toss x Kookmin Card event period.
When spending more than 100,000 won, the conditions for providing 100,000 won are as follows.
Of course, existing Kookmin Card users are not eligible, and family card issuance is also excluded.
The conditions for refund of the annual fee (10,000 won) are as follows.
In my case, I have a habit of not agreeing to all the optional items, so I did not read carefully and agreed to only the essential items, but was excluded from the annual fee refund.
After issuance of the card, it is not possible to modify it through a counselor, so please read it carefully.
Finally, the post ends by attaching the card discount details.
Points to note when using the main card are: 1. In the case of public transportation (bus/subway), performance is recognized based on the date of use stated on the billing statement, not the date of actual card use, and 2. In the case of Kookmin Card, discounted items is not recognized as the previous month’s performance.
In case 1, it is because there is a period for reflecting the performance of any credit card company or public transportation, but in case 2, it is a bit troublesome.
This is because, when the discount limit for simple payment is 100 won left, if you pay 1 million won through simple payment, all the 1 million won worth is excluded from the previous month’s performance. Let’s pay attention to this and live a wise card life.
When I applied for the Kookmin Card “Talk Talk Card as Youth” (November 19, 2019), I was provided with 15 Starbucks Americano Gift Cards (worth 60,000 won) rather than a 100,000 won refund condition. For a while, I used Starbucks frequently because of long-distance relationships, so I did not have any complaints about the gift card itself, but it was very inconvenient because the period of use was short, 3 months, and because it was a free gift card, it was not possible to extend the validity period or refund.
Currently, the benefits have been upgraded to 100,000 won in cash, so if you plan to use the Kookmin Card, it would be wise to get the card issued in advance to take advantage of the new issuance and to add or replace another card.
I don’t know if the next post will be a hobby post or a financial posting, but if it becomes a financial posting, I will return to the topic of Kookmin Card’s ineffective credit card for beginners who do not have a lot of credit card usage. But if you look at it, it is a cost-effective product with more benefits!
It’s KB Kookmin Youth Tok Tok
The most notable feature is the Starbucks 60% discount!
For office workers and college students in their 20s and 30s who buy coffee
Isn’t this card a recommended steamed item?!
The annual fee is 10,000 won in Korea and 12,000 won overseas, which is good value for money.
June event
At the time of issuance for the first time, the annual fee will be repaid once again..!
If you spend more than 30,000 won in the previous month, you can take advantage of the above benefits.
Starbucks
Within the monthly discount limit of KRW 10,000
Basic 50% + Pay payment 10% additional discount
You can take advantage of up to 60% in total
fastfood
Burger King, McDonald’s, Lotteria, etc.
Basic 20% + payment 10% when using a hamburger restaurant
Total 30% off!
In addition to the above companies, easy payment
When using Pay (Naver Pay, Kakao Pay, Samsung Pay, KB Pay) service
10% is applied within the limit of KRW 5,000 per month
Telecommunication costs (all carriers), public transportation such as buses, subways, and taxis
10% up to a limit of KRW 5,000 per month
In addition to shopping in department stores, movies, convenience stores,
Gasoline (sk, gs Caltex), large marts (E-mart, Lotte Mart, Homeplus, etc.),
Amusement parks, cultural activities, and beauty items
Even when using cosmetics, etc. in the beauty salon
A 10% discount is applied up to a limit of KRW 5,000 when paying through Pay Service.
I am using this card
From a variety of items when using payment
so you can get the benefits
I am using it satisfactorily
There are also cards that offer unlimited benefits at around 0.7% per month.
Even if there is no limit, I don’t use it that much.
When I used a different card, I had to pay for gas, communication, etc.
Even if you use a lot, you can get a discount of about 2-3 won per month.
If you compare it like that, the KB Kookmin Youth Tok Tok card is
I don’t think it’s a card with really good benefits.
20’s 30’s Benefit Was this good credit card recommendation article helpful?
In our 20s and 30s, let’s all take care of what we need and live life!!
Today, I would like to introduce one of the most popular Kookmin Cards among people in their 20s. This is the KB Kookmin Youth Avenue Tok Tok Card.
It is a card that collects the benefits preferred by people in their 20s, and is very popular because of the discount benefits. Now, let’s take a closer look at where and how you can get and use the discount.
First of all, the annual fee. It is 10,000 won when issued under the JCB brand, and 4,000 won when issued exclusively through mobile.
When issued as a master brand, it is 12,000 won, and when it is issued alone, 6,000 won.
Mobile exclusive does not have the actual card, and can be considered as a card used as an app.
The KB Kookmin Youth Avenue Toktok card is a card that requires more than 300,000 won in the previous month. Before looking at the benefits, let’s take a look at the parts that are not recognized in the previous month’s performance.
Unauthorized slips such as the total amount of use that received a discount with this card, taxes and utility bills, apartment management fees, government subsidies, university and graduate school tuition, gift certificates and prepaid card purchases and recharges, buses, subways, vending machines, tunnel tolls, etc.
no see. Excluding the above, you must spend more than 300,000 won to receive the card benefits.
only! The current month and the next month after issuance of the card are performance grace periods, so you can receive benefits even if you do not have performance.
Let’s take a look at the benefits of KB Kookmin Youth Avenue.
There is a 50% charge discount at Starbucks.
You can receive a 50% discount on the usage fee at Starbucks regardless of the payment amount.
The discount limit is 10,000 won. but! The service is excluded from the purchase of gift certificates, the amount of prepaid card recharge, and the amount of use of rental stores in the building.
You can get a 20% discount when using fast food businesses such as McDonald’s, Burger King, and Lotteria.
You can get a discount up to 5,000 won regardless of the amount and number of times you use it.
However, you cannot receive a charge discount for brand gift certificates and the amount used in rental stores in the building.
And when you use the simple payment service, you can get a 10% billing discount. Except for ISPs and MISPs,
No matter where you pay online or offline with Samsung Pay, Naver Pay, Kakao Pay, KB Pay, etc., within the limit of 5,000 won per month.
You can get a 10% discount.
For this reason, Starbucks offers up to 60% discount when paying with simple payment.
In the fast food industry, discounts of up to 30% are available.
The last benefit of KB Kookmin Youth Tok Tok Card! When using public transportation, taxi, or mobile communication, you can receive a 10% discount.
For mobile communication rates, only KT, SKT , LG U+ mobile phone rates can be discounted, and no thrift phones! Internet and IPTV rates cannot be discounted.
Intercity and express buses are not eligible for discounts, only city buses and subways are eligible for discounts.
The monthly discount limit is 5,000 won.
Here are all the benefits of the card. If you are a frequent Starbucks and fast food user, this is a card you should know and carry.