청포도 적금Hello, this is Jjanmungi.
Today, I would like to share information about the Green Grape Youth Savings Account launched by Shinhan Savings Bank.
Recently, it seems like banks are releasing a lot of special savings accounts targeting young people.
Interest rates have dropped a lot these days, so the maximum you can get is about 3.5% per year.
It is said that you can receive up to 5% per annum from the Green Grape Youth Savings.
Green Grape Youth Savings is a financial product targeting young people aged 19 to 34.
This product is characterized by providing a variety of benefits along with a high interest rate to help young generations build assets.
Eligibility for subscription: Individuals aged 19 to 39 (Korean nationals, based on date of birth)
Subscription period: 6~12 months
Subscription amount: Monthly deposit within 10,000 won to 300,000 won (unit of won)
Deposit type: Fixed deposit
Savings method: Monthly savings method
Interest payment method: lump sum payment at maturity
How to sign up: Website & Mobile App
Cancellation method: Visit website, mobile app, or sales office (however, a fee may apply)
Linked affiliate service: Not applicable
Interest rate: 6 months, 12 months basic interest rate 4% per year
Preferential interest: 0.1% plus when agreeing to collection and use of personal information
If more than 1/2 of the total number of monthly deposits during the contract period is paid by transfer from our deposit/withdrawal account, 0.3% per annum (at the time of maturity termination)
If a bankbook is not issued until maturity after product subscription: 0.6% plus (at maturity cancellation)
Source: Shinhan Savings Bank website
1. High interest rates
2. Free subscription amount
3. If you are eligible for tax exemption, interest income can be reduced through tax benefits.
The downside is that the scope of subscription is limited. (19 to 34 years old)
Access the link above to open a Green Grape Youth Savings account, or
I think you can sign up through the Shinhan Savings Bank app.
We learned about Shinhan Savings Bank’s Green Grape Youth Savings Savings Fund, which supports the dreams and goals of young people.
Since you can sign up both online and offline, I think it will be an advantageous choice for young people who are dreaming of making a lump sum of money.
However, the final decision is up to you, so be sure to contact your bank or check the official website carefully before signing up.
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