When the debtor fails to repay the debt, the creditor seizes the bankbook used by the debtor. The debtor’s entire bankbook was suddenly seized, and credit card payments, loan repayments, and telecommunications expenses, which had been withdrawn by automatic transfer, were not automatically paid, resulting in dunning calls from card companies, banks, and telecommunications companies, and Even if I try to repay even part of it, I can’t get the money out of the seized salary bankbook, so the inconvenience I have to endure during the period when I can’t use my bankbook is not the only one.
Even if I try to open a new account at a bank other than the one that was seized, it is not easy to open an account because there are so many documents that I am asked to bring, and even if I do create a new account, I do not know when it will be seized again. all. I am borrowing a bank account from one of my family members, but the reality of not being able to make money transactions in my name is miserable, and I am anxious about what else will be confiscated next.
debtor’s repayment 통장압류 해지기간
If the debtor, who could not bear it, told his parents what had happened and decided to prepare money to pay off the debt, but the creditor paid all or part of the debt to the creditor and the creditor decided to release the seizure of the bankbook, how should the seizure be terminated? Let’s find out how long it will take. 1분전
Even if the debtor has repaid the creditor in full, the creditor is not obliged to release the seizure. However, if you do not release it, the debtor has no choice but to file an objection to the claim later, which inevitably causes trouble again.
If you have received all the money, you do not have to spend any more emotions after ending the bad relationship with the debtor who has been in the meantime by cooperating with the release of bond seizure. It is also the way for me to release the seizure quickly and finish it.
Application for Release of Bond Seizure and Waiver of Collection
If the creditor has collected all of the debt from the debtor, he or she can release the foreclosure by submitting an application for release of attachment and waiver of collection to the foreclosure court. When a creditor receives an application for release of attachment and abandonment of collection, the court notifies the debtor and the bank (third debtor), and when it reaches the bank, the bank must immediately release the attachment. This takes about a week or so.
If the court where you applied for bond seizure is too far to visit in person, you can apply by registering at the post office (it will take about a day or two more?), and you must seal your seal on the application and attach a certificate of seal impression. , Application for release must be attached to one copy each for the court, the debtor, and the tertiary debtor.
In addition, the attached list submitted at the time of application for seizure must be copied and submitted according to the number, and the delivery fee must be paid and a receipt for payment must be attached. do.
In case of release for some
There is an agreement with the debtor that only part of the debt will be reimbursed at the moment and the rest will be paid later, but there is a case where the bond seizure is not released right away, but only some of the banks that have been seized.
In this case, an application for partial release of seizure of bonds and waiver of partial collection of bonds is submitted, and the application and annexed list are prepared for the court, for the debtor, and the sum of the numbers for each bank to release the seizure, and the same number of annexed lists are prepared. do. The forwarding fee is also the amount multiplied by 5,100 won by adding the number of debtors and the number of banks to be released.
The effect of bank seizure inducing debtor repayment
If the debtor paid off even part of the debt, the creditor seized the bank account, which meant that the debtor had difficulties in life and felt psychological pressure. That’s what worked.
If you seize the debtor’s bank account, there is less than 5% chance that it actually contains money worth collecting (more than 1.85 million won). However, the repayment rate is over 30%, which means that even if there is no money in the debtor’s bankbook, the stress caused by the seizure of the bankbook is quite high.
Therefore, a bond has occurred, and if the debtor does not fulfill the repayment, it is to actively seize the bankbook.