햇살론카드 신청방법In order to support the credit activities of the vulnerable class, the Korea Inclusive Finance Agency announced on June 28 the implementation plan for the expansion of the guarantee limit and credit rating support project for faithful users of the Sunshine Loan Card. We have carefully organized the support projects that will allow you to raise your credit score and receive incentives. Let’s take a look at them at a glance!
The Sunshine Loan Card credit rating support project is largely divided into two parts. First, if you are a current Sunshine Loan Card user who has not been delinquent on your payments and has a usage record within the past 3 months, your card limit will be expanded. It will increase from the existing 2 million won to 3 million won. The limit expansion has been in effect since June 29. If you apply through the Korea Inclusive Finance Agency app, your guarantee limit will be increased after review, and you can then set your usage limit at the card company call center or on the card company app.
The second part is credit/debt management consulting for faithful users of the Sunshine Loan Card for more than 3 times, and if your credit score increases by the end of October after the consulting, you will receive incentives of up to 400,000 won. This has been in effect since June 29. Specifically, the more your credit score rises, the more the incentive increases. Based on the All Credit (KCB) score, if your credit score rises to 31-50 points or lower, you will receive an incentive of 100,000 won, if it rises to 51-100 points or lower, you will receive 200,000 won, if it rises to 101-200 points or lower, you will receive 300,000 won, and if it rises to 201 points or higher, you will receive 400,000 won. The incentive will be paid by December of this year.
To apply for this project, you must have been using the Sunshine Loan Card without any delinquency, have used credit/debt management consulting for at least 3 months, and have a credit score of at least 31 points (based on All Credit) as of the end of the project compared to the application date.
If you want to support this, go to the Korea Small Business Finance Promotion Agency app, click on the Sunshine Loan Card user credit rating increase support project menu at the top, enter your qualification inquiry and payment account, and apply for credit/debt management consulting. After that, when you receive a call from the consultant in charge, use the consulting service at least 3 times, once a month, and when you receive a text message from the person eligible for the incentive payment (scheduled for November), you will receive the final incentive payment (scheduled for December).
This Sunshine Loan Card limit expansion and credit rating increase project can be a small but powerful help to financial consumers who are faithfully using small business financial products. In particular, since this card is like a ray of hope for those with the lowest credit rating, I hope that related support systems will be steadily created to create a healthy financial market.
※ Expert columns are a space where experts in each field independently provide information and opinions to improve readers’ credit/finance knowledge. Therefore, the information or opinions in this post may differ from All Credit’s position.
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