How to use dormant account inquiry
In Korea, groups are organized for each financial institution, and they are classified into the 1st, 2nd and 3rd financial sectors, mainly providing deposits and loans for the public. People often open and use savings accounts according to their circumstances, such as the purpose of saving and the purpose of monetary transactions. Using multiple bankbooks and financial institutions has become commonplace, and it is rare for people to use only one main account in their lifetime, so over time, they will naturally have bank accounts that are not in use. 휴면예금 찾아줌
How to use dormant account inquiry 좋은뉴스
If the account has less than KRW 1,000, the financial institution deposits a certain amount over a period of time and becomes a dormant account after the expiration date.
Even at this moment, there may be situations in which the bank account used by the subscriber is changed to a dormant account and deposits are suspended.
Then I’ll show you how to find dormant accounts and dormant deposits to find your precious money.
Reason for change of dormant account
In economic activity, we deposit property and money in accounts created through banks or insurance or securities companies. If the account is left unused for a certain period of time, financial institutions will treat it as a dormant account and suspend deposits.
And in most financial institutions, the transition period to a dormant account is the same, and the application period varies depending on the deposit amount. Please refer to the information below
– Less than 10,000 won, no use for more than 1 year
– 10,000 won ~ 50,000 won deposit, no use for more than 2 years
– 50,000 won ~ 100,000 won deposit, no use for more than 3 years
If you do, it will be changed to a dormant account.
These dormant accounts can only be reactivated or refunded upon application by the account holder.
In the case of an account that has been changed to a dormant account in this way, you can easily change it back to normal or get a refund by using the dormant deposit finder website.
First, find and visit the ‘Dormant Deposit Search Site’. When you visit the homepage, you will see the “Find Dormant Deposit” page as shown below. It can also be accessed through the mobile phone app.
What is a dormant account?
Among the deposits and gold held by banks and post offices, it refers to the dormant deposits that have not been retrieved even though the statute of limitations has been completed in accordance with the provisions of the relevant laws.
What is dormant deposit?
It refers to deposits that have not been retrieved after the statute of limitations (5 years for bank deposits, 10 years for post office deposits) has expired in accordance with the relevant laws among savings deposits at banks and post offices. There are two ways to consolidate dormant accounts. First, if you access any one of the Internet sites of the National Bankers Association (www.sleepmoney.or.kr), dormant accounts at banks and post offices and dormant accounts at the Financial Services Agency (www.kinfa.or.kr) You can inquire information (account number and amount by financial institution, etc.)
Second, if you visit a branch of a nearby bank or company and request dormant account information, you can receive information on unaccounted dormant accounts at banks and post offices and dormant accounts at Microfinance Promotion Agency after going through the identity verification process. If you request account information, you will be provided with information on dormant accounts at banks and post offices through the identity verification process.
The accredited certificate is the safest customer authentication method used to verify the identity of the person in the dormant account integrated inquiry system Internet inquiry.
Both “bank/use certificate” and “universal certificate” can be used, and you can use your pre-owned public certificate.
How to check dormant account
First of all, in order to inquire about dormant accounts, you need to access the dormant account integration inquiry system of the Federation of Banks.
The address of the dormant account integrated inquiry system has been left below, so please refer to the following.
http://www.sleepmoney.or.kr/jsp/cm/cdo0001.jsp?t=20200814
National Federation of Banks / Dormant Account Integrated Inquiry System
www.sleepmoney.or.kr
First, when you access the dormant account integrated inquiry system, you will see the dormant account integrated inquiry system screen in the lower left corner.
You can see it. Please enter your name and social security number on the screen below. Please enter the first 6 digits and the last 7 digits of your social security number. PASS
Please select to agree to the handling of personal information collection-related content and unique identification information as follows. Then, click Search for accreditation.
If you select the public certificate input inquiry, the certificate input screen appears as shown below.
Please select your accreditation certificate. Then enter your password.
If you enter the password of the public certificate, you can check the inquiry result as shown below. In the search result, you can check the dormant account you have. You can check the name of the financial institution, account number, currency, amount, and contact information.
You can check the data of banks, the Commonwealth Financial Promotion Agency, and the post office. Use your mobile phone to find your hidden money.
Dormant Deposit Finder We have informed you on how to use dormant account inquiry. PASS
When will dormant account information be provided?
Dormant account information for banks, companies, post offices, and the People’s Finance Agency is provided from January 1, 2003 onwards. In addition, information not provided in the integrated inquiry system can be checked by visiting the relevant financial institution.
If a dormant account exists, how can I actually receive it?
If you have a dormant account at a bank, company, or post office, you can find it by visiting the relevant financial institution and requesting payment. If there is a dormant account contributed by the Financial Services Agency, visit the relevant financial institution and request a payment, and the Financial Services Agency will process it. The amount of the inquired dormant account and the actual amount received may be slightly different depending on taxation such as interest income tax.
Social distancing is now mandatory. It is also essential to take social distancing measures, such as encouraging Internet work from home, conducting phone interviews, not going to Seoul National Foundation Day events, and monitoring the status of Corona using iPhones and Galaxy phones.