무직자 비상대금대출However, many loans, excluding mortgage loans, can be used for small amounts of emergency funds for the unemployed. This is because the 1st and 2nd financial institutions that we commonly know also handle emergency loans for the unemployed, so they can be useful when necessary.
If so, let’s learn about easy emergency loans for the unemployed below.
If you look at banks that handle emergency loans for the unemployed, most of them are handled in the form of lump sum repayment at maturity and negative bank account loans. Here are some common ways to use an emergency fund loan for the unemployed:
You can apply for Toss Bank’s emergency fund loan for the unemployed through a mobile phone app.
You can apply through the Kakao Bank app.
You can apply for an emergency fund loan through Wibee Bank operated by Woori Bank.
You can apply for Kookmin Bank emergency fund loan online or through the KB Kookmin Bank app.
You can apply after installing the Cider Bank app and opening an account.
If you need an additional small loan after applying for a loan, you can apply for an additional loan through the Savings Bank website.
We learned about the 2022 emergency fund loan for the unemployed. In the case of first-tier financial institutions, the interest rate is low but the limit is small, while in the case of second-tier financial institutions, the limit is high and the loan interest rate is high. However, if you have a high credit score for an emergency fund loan for an unemployed person from a second-tier financial institution, a specific bank may provide a loan with a lower interest rate and higher limit than that of a first-tier financial institution, so please check the details carefully to confirm.
