상상인 저축은행 오토론Bang Bang Auto Loan is characterized by being more convenient and faster for customers than existing auto loan products. Unlike the existing loan process that takes a lot of time due to document submission, personal examination, collateral confirmation, and mortgage setting, it is possible to submit documents easily through identity verification in a mobile environment and have the loan reviewed and executed within 30 minutes through automatic examination.
Anyone who has owned a vehicle in their name for more than 6 months and is 19 years of age or older can apply, and can borrow up to 50 million won within the vehicle price. The loan period is from a minimum of 12 months to a maximum of 72 months. This loan product is being conducted in partnership with the financial comparison platform ‘Pinda’, and can be applied for through the Pinda mobile app.
In addition, to commemorate the product launch, an interest rate reduction event will be held until the end of May. When using a loan within the period, the interest rate will be reduced by 1%, so the lowest interest rate of 11.96% will be applied.
Lee Jae-ok, CEO of Sangsangin Savings Bank, said, “Unlike existing auto loan products, this is a customer-centered product that simplifies the application process and progress,” and added, “In the future, Sangsangin Savings Bank will strive to provide customer-centered financial service products that offer both convenience and benefits so that it can play a role in supporting the finances of ordinary citizens.” Reporter Choi Seo-jin westjin@segye.com
