핀크 똑똑대출Today, I will tell you about Pink’s Smart Loan. This product is a loan product that ‘Smart Savings Bank’ and Pink are working together. Now, I will tell you in detail about the application conditions, qualifications, limit, interest rate, repayment, application method, and reviews of Pink Smart Loan.
This product is a loan product that is in collaboration with Smart Savings Bank, so you can use it without having to open a separate deposit/withdrawal account at Smart Savings Bank. Here is a brief summary of this product.
The basic loan application conditions are that you must be 19 years of age or older and have a NICE credit score of 601 or higher to apply. Also, please note that proof of income is required for men who are 31 years of age or older and women who are 29 years of age or younger.
Also, a credit score of 601 here means that in terms of past credit ratings, it is equivalent to a score of 7 out of 1 to 10, so even those with low credit can apply.
👉👉 Apply for Pink Smart Loan
The loan limit is available from a minimum of 500,000 won to a maximum of 5 million won. Please note that the loan limit is applied differentially according to our standards.
The loan interest rate is applied from a minimum of 9.9% per annum to a maximum of 19.9% per annum. In the case of delinquent interest, it is calculated as the loan interest rate + 3% and applied within a maximum of 20% per annum.
The loan period is available from 1 year to a maximum of 5 years. The repayment method is a lump sum repayment method on the maturity date. This repayment method is a method in which you pay only the interest every month and repay the entire loan principal at once on the loan maturity date.
In the case of this product, if you repay the loan principal during the loan period, a 1% early repayment fee will be charged. It is calculated and applied as ‘Repayment amount × Early repayment fee × Remaining days/Agreement period’.
However, the remaining number of days and the contract period are applied within a maximum of 3 years, and please note that the early repayment fee is exempted if 3 years have passed from the time of loan application.
If you own a mobile phone in your name, you can easily apply for the Pink Smart Loan without face-to-face contact. You can download the Pink app, and in order to apply for this product, we recommend that you prepare your ID, public certificate, and other documents required for loan screening in advance before applying. You can refer to the details below for the detailed loan application process and proceed with the loan.
👉👉 Click here to download the Pink app for Android
👉👉 Click here to download the Pink app for iPhone
6-1. First, download the app, run it, and log in.
6-2. Click on the financial products at the bottom.
6-3. Scroll down and click on ‘Smart Loan’ in the loan list.
6-4. Please read the contents carefully again and proceed with the loan according to the instructions.
Looking at the reviews of the Pink Smart Loan, there were reviews saying that it was a product planned in collaboration with Smart Savings Bank, that the approval rate was high, that it could be used without having to open a separate Smart Savings Bank deposit/withdrawal account, that even people with low credit scores could apply, that it could be applied for anywhere without face-to-face contact, and that the early repayment fee was exempted after 3 years from the time of the loan.
If you applied for the Pink Smart Loan but were rejected or did not meet the conditions, or if you want to look into other products, we will tell you about alternative products. If you are interested, please check the article below.
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This product is a loan product created by Shinhan Bank itself, and the loan limit is within the range of the original loan principal. The interest rate is applied by Shinhan Bank’s loan rating system. The loan period can be selected from 1 year or 3 years. If you want to know more about this product, please check the article below.
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