한화저축은행 오렌지론Let’s learn about the application method, target, special interest rate, pros and cons, application method, loan limit, interest rate, repayment method, and required documents for Hanwha Savings Bank’s Orange Loan for Office Workers.
Hanwha Savings Bank’s Orange Loan for Office Workers is a credit loan product for individual (office workers) customers.
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Hanwha Savings Bank’s Orange Loan for Office Workers is a credit loan product for individual (office workers) customers.
The loan limit is from a minimum of 4 million won to a maximum of 50 million won depending on the review results, and the interest rate is a minimum of 10.15% per annum.
The application target for Hanwha Savings Bank’s Orange Loan for Office Workers is office workers who have been employed for more than 3 months and have a KCB credit score of over 560 points.
👇 Go to apply for a loan You can check the detailed information below! The interest rate for the Orange Loan for office workers at Hanwha Savings Bank is from a minimum of 10.15% per annum to a maximum of 18.48% per annum and is applied differentially depending on the individual credit rating.
The final interest rate is calculated by adding an additional interest rate to the base rate, and the additional interest rate is applied differently depending on the customer credit rating, etc.
The overdue interest rate is the contracted interest rate plus an additional interest rate of up to 3% per annum and does not exceed 20% per annum.
If a financial consumer determines that his or her credit status has improved (employment, promotion, increase in assets, increase in personal credit rating, etc.), he or she can request a reduction in the interest rate applied to him or her from the savings bank.
The right to request a reduction in interest rates can be applied for by visiting a branch or through non-face-to-face channels (Internet banking, mobile banking, call center, etc.) (there is no limit on the application period or number of times), and the savings bank may request that a customer requesting a reduction in interest rates submit documents necessary to confirm the improvement of his or her credit status.
👇 Learn more about the interest rate You can check the details below! The loan limit for Hanwha Savings Bank’s Orange Loan for Office Workers is a minimum of 4 million won and a maximum of 50 million won. If the savings bank’s credit evaluation results show that the customer has a low personal credit score or is a credit management target (including credit recovery support or personal rehabilitation), the loan may be restricted.
👇 Check the loan limit You can check the details below!
Hanwha Savings Bank’s Orange Loan for Office Workers is for office workers who have been employed for more than 3 months and have a KCB credit score of over 560 points.
👇 Check the eligibility requirements for application You can check the details below!
Hanwha Savings Bank’s Orange Loan for Office Workers The repayment method is equal installment repayment of principal and interest, and the loan period is up to 10 years.
👇 Go to loan application You can check the details below! The required documents for Hanwha Savings Bank’s Orange Loan for Office Workers are an ID card, a copy of the resident registration card, proof of employment and income, and other documents required for screening. Other required documents will be separately provided during the loan consultation.
Required documents: ID card, a copy of the resident registration card, proof of employment and income, and other documents required for screening.
Hanwha Savings Bank’s Orange Loan for Office Workers is subject to a maximum of 2% of the repayment amount if all or part of the loan is repaid during the loan period, and is exempted after 3 years from handling.
When the loan is executed, a stamp duty is imposed according to the loan limit set amount as follows, and the savings bank and the customer each bear 50%.
👇 More information on required documents can be found below!
Answer: Hanwha Savings Bank’s Orange Loan for Office Workers is a credit loan product for individual (office worker) customers. Please refer to the main text for more information. Answer: The interest rate for Hanwha Savings Bank’s Orange Loan for Office Workers is between 10.15% and 18.48% per annum and is applied differentially depending on the individual’s credit rating. For more information, please refer to the main text.
Answer: The application target for Hanwha Savings Bank’s Orange Loan for Office Workers is office workers who have been employed for more than 3 months and have a KCB credit rating of over 560 points. For more information, please refer to the main text.
Let’s learn about the application method, target, special interest rate, pros and cons, application method, loan limit, interest rate, repayment method, and required documents for Hanwha Savings Bank’s Orange Loan for Office Workers.
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