다올저축은행 주부대출If you are a housewife, it is difficult to get a loan because you do not have a steady income and it is difficult to prove your income. However, this product does not require proof of employment and income, so married women who maintain a certain credit score can use it without submitting complicated proof documents. It is a credit loan product exclusively for housewives.
It is a product that can be used with only your ID and a joint certificate without having to submit documents.
The maximum amount that can be used is evaluated and applied differentially based on your income, debt situation, credit rating, etc.
This is a method of paying only interest on the amount used during the period of use and repaying all principal and interest before maturity.
This is a method of adding interest to the principal and dividing the amount evenly by the number of months of the period of use and repaying it every month.
The additional interest rate is applied differentially based on the results of your personal credit evaluation.
If your credit rating is judged to have improved while using the product due to increased income, increased assets, decreased debt, or increased credit rating, you can request a lower interest rate. However, it may not be accepted depending on the results of the bank’s review. It applies only to repayment within 3 years from the date of execution. The prepayment fee rate is determined by the savings bank within the range of 2.0%.
You can use it conveniently using the Daol Savings Bank Mobile Fi (Google, Apple) app.
Depending on your credit status, your credit score may decrease just by using this product. If your loan usage is excessive compared to your repayment ability, your credit score may decrease.
If your credit score decreases, you may have difficulty using financial products.
If repayment or interest payment is delayed, the delinquent interest rate will be applied, and you may suffer financial disadvantages such as offsets with other receivables such as deposits or legal procedures.
If delinquency continues for a certain period of time, you may be required to repay all principal and interest before maturity. OK Savings Bank Minus OK Loan is a credit loan product that does not require collateral or guarantee. It is a product that can be applied for online and used immediately without having to visit the bank. Anyone can use it if they can prove their income.
OK Savings Bank Credit Loan
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