hug 전세보증보험 가입방법Below, we will learn about HUG lease guarantee insurance, which is a representative lease guarantee insurance.
HUG jeonse deposit insurance is a product that allows you to receive the jeonse deposit instead from the Korea Housing and Urban Guarantee Corporation when the jeonse contract ends and you cannot receive the jeonse deposit back, and you can sign up for it without the consent of the landlord. If you pay a certain amount every month and sign up for insurance, you can safely secure your deposit.
If you meet all 7 requirements above, you can sign up for rental deposit insurance.
You can also check your rental deposit insurance deposit amount below.
1. Apply by visiting the branch or consignment bank
2.Mobile application
– Naver Real Estate > Financial Products > Lease Deposit Return Guarantee
– Kakao Pay > Simple Insurance > Lease Deposit Return Guarantee
– KB Kookmin Card > Gukkamall app > Life Shop > Rent guarantee
3. Internet application
– Click Internet Guarantee at the top of the construction website
Of these, I will explain using Naver, which is the most convenient. To sign up for Naver Jeonse Guarantee Insurance, please visit the website below.
1. Apply for membership
Before applying for membership, you can register more conveniently by preparing the required documents and additional submission documents according to the applicable discount items.
2. Check whether you can join
If all items apply, non-face-to-face registration is possible.
3. Enter information and check expected guarantee fee
After entering the applicant information and rental agreement information, you can check the estimated guarantee fee.
4. Document submission and review
Once the prepared documents are taken with a camera and submitted, we will notify you of the screening results through the Naver app within 5 business days.
5. Payment of guarantee fee
After the screening is completed, you will be notified of payment of the guarantee fee, and once you pay the guarantee fee, your guarantee subscription will be completed.
※ Additional Naver Pay points will be accumulated separately after the 15th business day of the following month. Please note.
[Common documents]
① Copy of resident registration and identification card (copy)
②Lease contract (copy)
③Documents confirming payment of rental deposit – account transfer statement, bank transfer certificate, etc. Receipt confirmed by the landlord or licensed real estate agent
④Movement unit viewing details
⑤ Copy of real estate register
[Additional documents] – In case of single-family, multiple, or multi-family housing
①Building ledger
②Confirmation of other lease contract details
In addition, there are also those eligible for a discount on the guarantee fee, such as low-income households, youth households, multi-child households, disabled households, elderly households, elderly dependent households, senior citizens living alone, newlywed households, single-parent households, multicultural households, households of people of national merit, and exemplary taxpayers. Please submit additional documents after confirmation.
Today we learned about how to apply for HUG rental guarantee insurance. If you find out that you will not receive your deposit back, you must notify the Housing and Urban Guarantee Corporation in writing within 1 month of the accident, and within 2 months, you can request fulfillment of the guarantee debt depending on the type of accident.
If you have any questions about today’s HUG rental guarantee insurance, please leave a comment. thank you
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