Conditions and Method of Subscription for Jeonse Guarantee Insurance
Terms and Conditions of Subscription for Jeonse Guarantee Insurance | Return | Amount | Landlord | Cost | Document | Extension Method | 3 Types | Sgi Seoul Guarantee Insurance Jeonse Return Guarantee | HUG Hug Housing City Guarantee Corporation | HF Housing Finance Corporation.
Jeonse guarantee insurance is a system that receives a refund through insurance if the landlord does not return the deposit to the tenant without a justifiable reason even after the lease contract is terminated.
Jeonse guarantee insurance can be purchased by sgi Seoul Guarantee Insurance, HUG Hug Housing City Guarantee Corporation, and HF Housing Finance Corporation.
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Conditions and Method of Subscription for Jeonse Guarantee Insurance
👇 More information on the terms and conditions of lease guarantee insurance can be found below!
Sgi Seoul Guarantee Insurance Jeonse Guarantee Insurance
Sgi Seoul Guarantee Insurance Jeonse Guarantee Insurance is a product that compensates for the damage caused by the jeonse tenant’s failure to return the jeonse due to the auction and public sale of the jeonse house as the jeonse tenant of the residential house subscribes to the insurance.
Sgi Seoul Guarantee Insurance Jeonse Guarantee Insurance Subscription Conditions
Subjects: Apartment, officetel, detached, multi-family, row, multi-family, urban living house
Subscription period: A lease contract with a lease period of more than 1 year and less than 1/2 of the lease period (in the case of a lease contract exceeding 24 months, a lease contract with a lease period of less than 12 months)
However, the insurance premium to be paid shall be the amount calculated for the entire lease period.
Lease period: A contract with a lease term of more than one year
lease deposit
Apartments: No restrictions
Houses other than apartments: Less than KRW 1 billion in lease deposit
Sgi Seoul Guarantee Insurance Chonse Guarantee Insurance Cost Insurance Rate
Apartment [Jeonse deposit guarantee (personal use)]: 0.192% per annum
Other housing [Jeonse deposit guarantee (for personal use)]: 0.218% per annum
Apartment [Jeonse deposit guarantee (for corporation)]: 0.240% per annum
Other housing [Jeonse deposit guarantee (for corporations)]: 0.273% per annum
In the case of a corporation, a discount rate of 42% is applied when applying the special terms and conditions for setting up a leasehold
Sgi Seoul Guarantee Insurance Jeonse Guarantee Insurance Preparation Documents
A lease contract with a fixed date after being mediated by a brokerage agency (Jeonse contract)
A certified copy of the register of the object of lease (in the case of a deposit (individual), the amount issued after the notification of the transfer and within one month from the date of subscription)
A copy of the resident registration, etc. of the lessee who has completed the notification of moving-in (or omitted if the lessee is a corporation)
Confirmation of lease and the residential access center (single, multi-family housing and partial lease of housing)
Bond transfer agreement and accompanying documents (in the case of individual tenants, requisition)
Sgi Seoul Guarantee Insurance How to subscribe to Jeonse Guarantee Insurance Each branch and agency
SGI Jeonse Return Guarantee Terms
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Conditions and Method of Subscription for Jeonse Guarantee Insurance
👇 Sgi Seoul Guarantee Insurance Jeonse Guarantee Insurance Check out the details below!
HUG HUG Housing & Urban Guarantee Corporation Jeonse Guarantee Insurance
HUG Hug Housing and Urban Guarantee Corporation’s Jeonse Guarantee Insurance is a guarantee product that is responsible for the return of Jeonse deposits to tenants (Jeonse deposits return guarantees) and repayment of principal and interest of Jeonse loans to financial institutions.