Individual entrepreneurs (persons obligated to double-entry bookkeeping) are obliged to open and report a business account. A business account refers to a system in which a business-related account is used for business-related financial transactions by separating business and household use when an individual entrepreneur pays or receives payment through a financial institution account for business-related transaction costs, labor costs, and rental fees. Dee.
Even though it is the person who needs to open an account, it is often not possible to open a business account because they do not know exactly what it is. In such a case, a penalty for not reporting may be imposed.
In order to avoid this unfortunate situation, today we will take a look at how to easily open and view a business account through Hometax! 계좌번호 조회
How to open a business account and report 이베이스매뉴얼
Among individual entrepreneurs, there are some people who open a bank account called ‘business account’. Opening a bank account does not end there. You must report the opening of a business account to the tax office.
You can open a new bankbook for a ‘business account’, but if you are using or plan to use the bankbook for business purposes, you can use it as a ‘business account’ by reporting the bankbook to the tax office.
You can open and file a business account at once through Hometax or Sontax without visiting the competent tax office to fill out and submit a ‘business account report’ or visit the tax office.
1. Report on opening a business account (visit the tax office in person)
In the case of the business owner, go to the civil service office of the nearest tax office with identification. Then, fill out and submit the business account opening report below to complete the report!
2-1. (Hometax) Open a business account
[After login to Hometax> Application/submission of initial screen>
Go to Application for Major Tax Documents> Click Manage Account Opening for Business (for public interest corporations)]
[Enter basic personal information and application details]
For personal service providers without a place of business, resident registration number,
A sole proprietor who has a place of business reports by selecting a business registration number for each place of business.
[Check input details> Click ‘Add Account’ in the lower right corner>
Enter the bank name and account number to apply for a business account and click ‘Apply’]
2-2. (Sontax) Open a business account
Sontax access, login>
Click Apply/Submit on the initial screen
Tax Document Application-Common Fields>
Click on Manage Account Opening for Business (for public interest corporations)
Enter basic personal information and application details
Confirm your input>
Click ‘Add Account’ at the bottom>
The name of the bank to apply for as a business account and
Enter your account number and click ‘Apply’
3-1. (Hometax) Inquiry report status of business account
[Hometax homepage login> Inquiry/Issue> Other inquiry>
Click on ‘Business Account Report Status’ and check the report list]
3-2. (Sontax) Inquiry report status of business account
Sontax access, login>
Click Inquiry/Issue on the initial screen
Other inquiry>
After clicking Business Account Report Status Inquiry
Check report list
4. In case of non-use or non-report of business account
There is a penalty!
Failure to report or use the business account within the deadline has the following disadvantages.
1. Reasons for tax audit
2. Exclusion of various tax reductions and exemptions under the Restriction of Special Taxation Act
3. Imposition of penalty
◾ Unused amount * 0.2% if a business account is not used
◾ If you do not report a business account, the greater of the amounts below will be paid as penalty tax.
· Amount of income for the relevant taxable period × non-reporting period/365 (366) × 0.2%
· Total amount of target amount such as transaction amount, labor cost, rental fee × 0.2%
In the case of start-up SMEs, it is necessary to use a business account more. This is because, if you do not use a business account, you are excluded from various tax reductions and exemptions such as start-up small and medium-sized enterprises tax reduction or exemption and special tax reduction or exemption for small and medium-sized enterprises.
Reporting a business account, one of the important obligations in business! For business owners who are always busy, we learned basic information about business accounts and how to report them. Easily check whether your valuable business account is being managed normally with Hometax and Sontax!
It will be processed as a deductible account. It varies from person to person, but there are cases where you may not even know if you have an account. In the case of Kookmin Bank, if you can use KB Star Banking, you can easily check dormant accounts through the app. And if you have the balance, you can get a refund to your Kookmin Bank account. But you may be wondering what is the difference between a dormant account and a transaction suspended account.
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Difference between trading suspended account and dormant account
A transaction suspension account is treated as a suspension account for separate management if there is no transaction for a certain period of time (usually about one year) to prevent financial-related accidents. However, you can use the transaction suspension account again if you prove the purpose of the transaction, just like when you first opened the account. As proof, you can submit documents related to the purpose of the transaction, such as a certificate of employment, a pay stub, a certificate of utility bill payment, and a business transaction contract.
A dormant account becomes dormant if there is no transaction for about 5 years. In the description of Kookmin Bank, it is explained that a deposit is a deposit whose prescription has been completed after 5 years have elapsed from the maturity date or the last transaction date. Unlike trading suspension accounts, dormant accounts cannot be reused. Refunds will be made and then cancellation will be processed.
KB Kookmin Bank dormant account inquiry and refund
Run Kookmin Bank mobile app
Kb Star Banking full menu
▲Run the KB Star Banking app and touch the ≡ icon in the upper right corner.
Dormant account inquiry
Dormant account inquiry menu
List of dormant accounts
▲ You can view and check the list of dormant accounts by going to the Banking> Inquiry> Dormant Account Inquiry menu. Check the balance inquiry and touch the refund button.
Refunds
Enter dormant account balance deposit information
Refund completed
▲If you make a refund, your account will be canceled and the refund can only be transferred to your bank account. Select deposit account information, verify it, and complete the refund.
Depending on the type of dormant account, the refund method differs depending on the balance. According to the balance, the dormant deposits contributed by the Financial Services Agency can be refunded or canceled through the Financial Services Agency or the integrated account management service. If you have a deposit of more than the amount refunded by the site as a dormant deposit contributed by the Citizens’ Finance Agency, or if the balance is 0 won, you can bring your ID and go to a nearby branch to inquire. Deposits subject to transfer include deferred deposits and savings deposits, and if they have been incorporated into Kookmin Bank miscellaneous income, you can proceed from the dormant account inquiry and refund menu. Also, please note that some deposits may need to be refunded at a bank branch. If you cannot get a refund in the app and you are not sure, it would be faster to just call the customer center and explain your situation and ask.
Check account number fraud and prevent it
Do you have any experience in second-hand trading?
Used trading using various platforms recently
The number of users is increasing, 2030 generation
According to a survey of 1,000 people, used transactions
The 2030 generation with experience counted as a whopping 83%
That’s it. As COVID-19 continues for a long time,
Non-face-to-face second-hand transactions spread further
and damage from second-hand transactions that have been exploited
Cases are appearing one after another. Such
To avoid damage to used trades, trade fraud
Fraud is detected through fraud inquiry by type and account number.
It can be prevented.
What are the types of fraudulent transactions?
If you are doing a used trade, you don’t want to trade directly.
Without giving out my cell phone number
A person who wants to contact you only through messenger
can meet In this case, once the boundary
It is good to do it, but after depositing money
Because it is difficult to contact you even if you do not send it.
In addition, using a cannon bankbook or a cannon phone
After the scam, in the case of a submerged bomb, the culprit
It’s not even easy to catch.
I don’t want to trade directly and I don’t even have a cell phone number
Transactions only through messenger without notice
If there are people who do it, on the used trading platform
Safe transaction using paid service
You can try it. Safe Transaction Service-B-S
Buyer receives purchased product and confirms purchase
Payment must be made to the seller until
way. Besides, the fee is low.
Because of this, you can proceed without any burden.
A seller who refuses to trade safely due to
If so, you may be suspicious of trading fraud.
In addition, secure payment using an external messenger
Be careful with sending links as well.
There is a secure transaction within the used trading platform.
There is a separate messenger for By the way
KakaoTalk, not a messenger on the platform
If you induce contact through the same external messenger
It’s good to be on the lookout. Recent Used Deals
If you express your intention to purchase within the platform,
Seller induces contact through KakaoTalk
Of the method of sending a secure payment service -bis link
Used trade scams are happening.
The seller said that it was a Naver Pay site.
We send you a link, but we don’t actually
You will be redirected to a phishing site.
Naver’s leading second-hand trading site
Junjungnara is linked to the payment page in the cafe
There is a separate button that works, and other platforms
We are providing a service similar to this
Avoid clicking on suspicious links.
For safe trading?
Account number fraud inquiry for safe transaction
and looking up the seller’s mobile phone number
It is recommended. learned in the course of the transaction.
Seller’s mobile phone and account number fraud inquiry