How to cancel the national pension Inquiry of payment amount
Are you paying the national pension?
I’m a freelancer, but I’m currently paying around 90,000 won.
The news that the national pension will be exhausted by 2055
Many of you must have seen it.
And new reforms
Various things are coming out.
Measures taken by the government
Raising the retirement age or raising the pension
Those are the ways.
If it goes on like this, will it continue?
Is it right to keep it?
There are obviously people who are worried.
I paid hard, but will I give it to you?
What if I say I can’t give it to you then?
Whether or not to keep going in this anxiety
I was also worried and found out.
What is the National Pension Scheme?
It is a public pension system run directly by the government.
If you are a citizen with income, you must pay unconditionally,
Regarding old age, disability or death
By providing pension benefits
To create a stable life and welfare for the people
It is a system with a purpose.
In other words, when you make money, you save a certain amount
Later, when you get old and can’t make money through sudden things
By paying this money every month, you can live a basic life
It is an income guarantee system run directly by the government.
Shall we find out how to cancel such a national pension?
How to cancel the national pension?
-If you have been enrolled for less than 10 years and have reached the age of 60
It hasn’t been 10 years since I started paying.
60 years of age, death, loss of nationality, overseas emigration
When it is difficult to maintain qualifications
Add interest to the amount paid
You may receive a lump sum payment.
(In principle, cancellation is not possible if payment has been made for more than 10 years)
In conclusion, in general
It seems impossible to cancel the national pension,
Exceptions are possible only if the above applies.
How to pay the lump-sum refund
What is called a lump sum refund
The subscriber has a minimum subscription period
When it is difficult to pay due to unavoidable reasons
Those for whom the reason for termination falls
It is a system in which the deposits paid in the meantime are refunded.
The interest rate of the three-year term deposit is applied to the principal amount paid so far.
You can receive principal + interest like this.
For reference, the interest rate for a 3-year term deposit in 2023 is
It is about 3.6-3.7%.
After checking how to cancel the national pension, those who are applicable
By applying for the public corporation branch office or visiting pension service
It is possible to apply for a lump sum payment.
National pension payment inquiry
You can check it on the National Pension Service website.
Click Find My Pension in the frequently-visited civil service
After personal authentication, you can view payment details.
You can check the details of your subscription.
In my case, the total subscription period is 81 months.
The payment amount is not less than 800 million won.
In the meantime, I have taken a break from work, so it is inconsistent.
Because I am a local subscriber as a freelancer now
I am constantly paying 90,000 won.
As of now, 26 years from now
You can receive about 60,000 won per month.
Will I be able to get it by then?
Please, I should be able to get it.
I was able to get paid from the age of 61.
If you were born in 1969 or later, you will be paid from the age of 65.
Is it because we are getting older?
How to cancel the national pension Inquiry of payment amount
In fact, it seems difficult to do so.
In the anxiety of not knowing whether I will be able to receive it or not
In fact, the amount that goes out at 100,000 won per month is indeed
Sometimes it feels like it’s not worth it.
I wish I could get it when I get older.