Want to preview information about the four major insurance premiums that are important to both workers and business owners in 2024? You can easily predict the four major insurance premiums by using the four major insurance calculators for 2024. Find out the rates and calculation methods for national pension, health insurance, employment insurance, and industrial accident insurance, and predict future amounts. 사대보험 계산기
Four major social insurance information linkage centers
Types and rates of the four major insurances
the national pension fund
Management: National Pension Service
Purpose: Promote the stabilization and welfare of the people, such as old age, bereaved family, and disability pension
Rate: 4.5% of workers, 4.5% of business owners
health insurance
Management: National Health Insurance Corporation
Purpose: Mitigate the burden of high medical costs due to illness and injury
Rate: 3.545% of workers and 3.545% of business owners
employment insurance
Management: Korea Labor Welfare Corporation
Purpose: Link the labor market through job security and vocational competency development
Rate: 0.9% of workers, 1.15% of business owners
industrial accident insuran 
ce
Management: Korea Labor Welfare Corporation
Purpose: To promote occupational accident compensation and worker rehabilitation and return to outside the company
Rate: 0.96% of business owners
Please refer to the table below for more information.
Top 4 Insurance Rates for 2024
Insurance classification
Total contributions
a worker’s contribution
Business contributions
health insurance
7.09%
3.545%
3.545%
long-term care insurance
0.9182% (old style: 12.95%)
50% Subscribers
50% of business operators
the national pension fund
9.0%
4.5%
4.5%
employment insurance
1.8% + Employment stability, etc
0.9%
0.9% + Employment stability, etc
The rate burden for employment security and vocational competency development projects according to size classification is as follows.
Size classification
burden rate
Companies with fewer than 150 employees
0.25%
150 or more employees (priority supported companies)
0.45%
Companies with 150 or more to less than 1,000 employees
0.65%
Companies with more than 1,000 people, national local governments
0.85%
How to calculate the four major insurance policies and how to use a calculator
Workers sign up at work, and business owners need to report four major insurances when registering at work.
National pension, health insurance, employment insurance, and industrial accident insurance can be simulated through the “four major insurance calculator” at the four major social insurance information linkage centers.
You can calculate it right away by entering your monthly salary and selecting the premium calculator.
Four major social insurance information linkage centers
Example of four major insurance calculations
Example 1: Based on monthly salary of KRW 3 million
Insurance premium based on total amount: KRW 282,120
Workers’ burden: KRW 94,040
Owner’s burden: KRW 96,540
Example 2: Based on monthly salary of KRW 7 million (excluding non-taxation)
Insurance premium based on total amount: KRW 594,830
Health insurance premium: KRW 248,150
Long-term care insurance premium: KRW 32,130
National pension (upper limit): KRW 251,550
Employment insurance premium: KRW 63,000
You can easily check the amount of four major insurances in 2024 using the four major insurances calculator. It will help you plan your finances by predicting the amount in the future.
National pension: 9%
Health insurance: 7.09%
Long-term care insurance premiums: 0.9182% (12.95% based on health insurance premiums)
Employment insurance: 1.8%
Industrial accident insurance: Applicable according to business owner