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Home » How to apply non-face-to-face for Woori Bank emergency loan
Woori Bank Emergency Loan is a small loan product operated by Woori Bank and refers to a non-face-to-face loan product that allows you to receive up to 3 million won regardless of occupation or income.
There are many cases where you have to use a loan because you need urgent money even though you have no job or income. If you are a customer of one of the three telecommunication companies (SKT, KT, LG U+), you can apply for our emergency fund loan.
Our emergency fund loan is a credit loan that anyone who is a customer of the three telecommunications companies (SKT, KT, LG U+) can apply for it using their smartphone, regardless of occupation or income.
This is a new concept emergency loan that utilizes telecommunication ratings. The loan limit is up to 3 million won, the loan period is 1 year, and the full amount is repaid on the loan maturity date.
Our emergency loan
All customers who use the three telecommunication companies (SKT, KT, LG U+) and can calculate their telecommunication rating can apply for our emergency fund loan, and since we use the telecommunication rating, we do not consider employment or income conditions.
However, loans may not be available depending on internal credit rating and delinquency history, and budget phone users are not eligible for loans.
Although it is 1 year (12 months), the period can be extended if certain requirements set by the bank are met. However, please note that it will not be extended unless you apply in person.
Up to 3 million won, and the amount varies depending on the communication grade.
The minimum annual rate is 4.5%, but may vary depending on market conditions, the applicant’s credit conditions, loan conditions, etc.
You can freely repay within the limit transaction loan (minus account) by repaying the entire amount on the maturity date, and interest can be paid on the monthly settlement date set by the bank on the limit transaction loan (minus account).
Woori Emergency Loan is a non-face-to-face service that can be applied for through the smartphone app ‘Woori WON Banking’.
Because it is a simple small loan service, there are no separate documents to submit, and you cannot apply unless you have a smartphone in your name.
If Woori WON Banking is not installed, please apply after installing the app from the Play Store for Android phone users or the App Store for iPhone users.
Find out more
Find out how to apply for a Kiwi Bank emergency loan Nonghyup All-One emergency loan (also available for the unemployed) Summary of places where emergency loans are available for the unemployed
