케이뱅크 사잇돌 대출So today, I have organized everything about the Saitdol loan of Toss Bank and K Bank, which are 1st-tier internet banks, so that you can easily understand it all at once. If you read this article, you will no longer have to waste time searching for Saitdol loans of internet banks and you will be able to understand them all at once!
The Saitdol loan of internet banks is a credit loan service operated by Toss Bank and K Bank, which are internet banks. Saitdol loan is a credit loan for those with medium and low credit, and is a loan that can be used only if you can issue an insurance policy from SGI Seoul Guarantee Insurance.
And the Saitdol loan of internet banks has the characteristic that it only accepts credit loan applications and consultations through apps without offline branches. That is why you can use the Saitdol loan service on the Toss and K Bank apps with just a smartphone. You may feel negative about the word ‘internet bank’, but Toss Bank and K Bank are part of the 1st-tier financial sector to which the Banking Act applies.
So, let’s compare the interest rates of the Saitdol loans of internet banks. The interest rate for Toss Bank’s Saitdol loan is composed of the base rate + additional rate, and the base rate can be divided into three types. There are three base rates applied to Toss Bank’s Saitdol loan, and the annual interest rate for each base rate is as follows.
The additional rate for Toss Bank’s Saitdol loan is a minimum of 3.95% per annum ~ a maximum of 11.62% per annum, and the final loan rate is a minimum of 7.18% per annum ~ a maximum of 15% per annum. The additional rate is applied differentially depending on the borrower’s credit rating and loan period.
The interest rate for K Bank’s Saitdol loan is composed of the base rate + additional rate, and the base rate can be divided into three types. The base rate applied to K Bank’s Saitdol loan is a minimum of 5.57% per annum ~ a maximum of 10.32% per annum, and the final loan rate is a minimum of 5.57% per annum ~ a maximum of 10.32% per annum. The above interest rates are examples of new loan standards, and the actual applicable interest rates vary depending on the customer’s transaction conditions and credit status, and can be confirmed at the loan agreement stage.
In addition, the interest rate for K Bank’s Saitdol Loan may change at any time.
The Toss Bank Saitdol Loan limit is a minimum of 1 million won and a maximum of 20 million won. However, it is applied differentially based on the limit calculated by the bank’s credit rating system depending on the individual’s credit, repayment ability, and debt status. In addition, the credit loan limit may be adjusted when the DSR regulation is applied depending on the loan application amount.
The K Bank Saitdol Loan limit is a maximum of 20 million won (within the scope of Seoul Guarantee Insurance’s insurance policy issuance).
The Toss Bank Saitdol Loan subscribers are as follows:
The K Bank Saitdol Loan subscribers are as follows:
The Toss Bank Saitdol Loan term is as follows:
The K Bank Saitdol Loan term is up to 5 years. Go to Toss Bank Saitdol Loan 👉
Go to K Bank Saitdol Loan 👉
Today, we compared the interest rates, limits, and subscription targets of Internet bank Saitdol loans. I hope today’s article helped you understand the Saitdol loan products of Internet banks and compare them with Saitdol loans of other banks.
In addition, we will introduce Toss Bank emergency loan in a good article to read together. Thank you.
Let’s find out the subscription targets, limits, and interest rates of Toss Bank emergency loan for college students
Let’s find out the subscription targets, limits, and interest rates of Toss Bank emergency loan for college students
College students or those just entering society often need emergency funds. At such times, it can feel too burdensome to use cash services or card loans. So today, we will look at Toss Bank, the No. 1 Internet financial institution
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