One of the services that I would like to have implemented before is the integrated inquiry of card points and the conversion of sleeping points to cash.
You waited a long time. It’s finally released.
Today, let’s look at the keywords related to credit card point integration, from the Credit Finance Association, and my card point. 여신금융협회 카드포인트 통합 조회
The Financial Services Commission, the Credit Finance Association, and the Korea Financial Telecommunications and Clearings Institute launched the ‘card point withdrawal and automatic card payment batch processing service’ on January 5th. When purchasing card points online, I used to convert points and use them. I thought there would be a service that actually converts them into cash, but the service was released today faster than I thought. 좋은뉴스
A plan has been proposed in which it is possible to inquire at multiple credit card companies’ card points at once and convert them into cash at 1 won per point. You can change and cancel communication charges and automatic card payment in one app.
Card points are valid for 5 years, and when the period passes, they will expire sequentially from the point in time when points are accumulated. As a result, our consumers will be able to convert even 1 point into cash in the future.
You can use the service after completing identity verification by accessing the card point integrated inquiry application or homepage.
And the fact that you can turn the sleeping points into cash by searching for points in bulk and clicking Apply for Account Deposit!
After installing the ‘AccountInfo’ application, you can transfer and withdraw to a designated account after viewing all card company points.
(However, please note that cash can be made from a card in your name, and corporate members cannot use it!!!)
point target
▷Excluding 11 credit card company representative points and affiliate points that can only be used at specific merchants.
After searching for points, you can transfer hidden points to a designated account like cash to find them, and 1 point can be exchanged for 1 won.
How to apply and inquire
Enter the ‘Loans Finance Association’ homepage in the search bar
Alternatively, you can access directly by clicking the link below.
Credit Finance Association (Shortcut to Card Point Conversion)
Credit Finance Association Card Point Integrated Inquiry Site
home page
www.cardpoint.or.kr
▷ After inquiry, points can be converted into cash by transferring them to an account designated under your name like cash.
How to check card points with the app
1. Download the AccountInfo app.
2. Please register with a convenient authentication during the login process. (Import joint certificate, bio information, financial certificate)
3. After logging in, select a frequently used account and search > Click ‘My account at a glance’
4. Press ‘Cash Card Points’ on the second screen: You can check hidden points
5. After checking the points > Check at the top right of the point cash flow
Integrated inquiry service QnA
1. What card points can I apply for bank transfer?
Points that can be converted into cash through the integrated inquiry service are representative points of each of the 11 credit card companies.
In the case of other points, it is difficult to directly convert points into cash due to contractual relationships with point partners.
For points other than that, please contact each credit card company.
2. What is the rate of conversion of card points into cash?
1 point per point can be exchanged for 1 won. You can apply for bank transfer from 1 point.
3. Can I apply for deposit to any account?
no. If you have a normal account through account verification, you can apply for a deposit to your account.
Please note that it is not possible to apply for deposits to accounts that have been seized or suspended at the time of account verification, even if it is someone else’s account or your own account.
4. When will the points requested for bank transfer be deposited?
Please note that the points applied for direct deposit will be transferred to your account within the real-time next business hours (varies by card company).
5. What is the deadline for depositing points to each credit card company?
Real-time deposit processing card company
BC Card, Shinhan Card, Woori Card, Kookmin Card, Nonghyup Card
Real-time next business day deposit processing parallel credit card company
Lotte Card: Real-time deposit processing is reflected when applying for deposit between 8:00-22:30
· Hyundai Card: 8:00-22:30 (Business Day) Real-time deposit processing is reflected when applying for deposit
Lotte Card: 8:00-22:30 (Business Day) When deposit application, real-time deposit processing is reflected
(* In the case of Hana Card, deposit is reflected only for applications of KRW 10,000 or more)
Next-day business deposit processing card company
· Post office Samsung Card Citi Card.
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It is reassuring to be able to convert even a small amount into cash during these difficult times.
Point cash conversion has been one of the services that must be implemented before, but I wish there were a lot of really worthwhile services like this.