Tossbank officially launched on the 5th. It is said that they started to attract customers with unconventional (?) benefits.
If you look at the community, you can see that the Toss Bank account opening application is being posted, so it seems that the Toss Bank parking passbook is hot.
Of course, it seems to be an initial rush condition, but everyone is given an interest on deposits of 2% per annum without any conditions. araboza in some detail.
1. How to open a Toss Bank account 토스뱅크 계좌개설
check card
Toss Bank is the third Internet bank in Korea. I can’t forget the shock when I opened an account with Kakao Bank. It’s so comfortable…
Even if you open an account, it guarantees a 2% deposit interest rate without any conditions. Probably because of the loan regulations, there are probably many people who try to participate in ignorance to get a loan.
In the case of Toss, it was a company that made good use of the referral event, but now the friend event has ended. It is said that the order number increases when you are friendly.
I have yet to receive a waiting number. If there are so many people, do they even give you a waiting number… Is it true that Internet banks have to line up too…
2. Toss Bank parking passbook subscription conditions 이베이스매뉴얼
Toss Bank Debit Card Deposit
We are giving everyone an unconditional 2% annual pre-tax interest rate. Of course, you pay interest even if you put in one day. No fixed maturity, direct debit, no need to pay salary account.
You can conveniently divide, insert, and withdraw from one bankbook without having to create a separate savings account. You can send up to 1 billion won at a time, and all fees are free.
Anyone 17 years of age or older with ID can join. Depositor protection is also 50 million won per person.
There are also events that do not require a debit card to perform, so it is recommended to issue a debit card as well.
Instant cash back every day without performance conditions, daily cash back up to 1500 won, monthly cash back up to 46,500 won, and 3% cash back on overseas payments.
Today, I would like to introduce you to the topic of Let’s check the Toss Bank card benefits and account opening. Have you ever used toss? Toss is so popular that you must have used it at least once. Today, I will introduce the Toss Bank card among Toss Bank and check out the Toss Bank account opening.
Toss Bank Card Benefits
First of all, I would like to introduce the Toss Bank card. The Toss Bank Card is a debit card and can be issued by anyone 17 years of age or older without an annual fee. The advantage of the Toss Bank card is that there are currently no ATM deposit and withdrawal fees, no annual fee, and OTP function is installed.
The OTP function is built into the check card, so when transferring money through a mobile phone, place the Toss Bank check card on the back of the mobile phone to send money like an OTP card.
And if you look at the current Toss Bank card benefits, from January 5, 2022 to June 30, 2022, we are providing a benefit service that gives you cash back regardless of your card usage performance. When you use a convenience store, go to a cafe, take a taxi, etc., you receive cash back.
For cash back, if you use a convenience store or cafe fast food taxi, you will receive a cash back of 300 won, and if you use public transportation, you will receive a cash back of 100 won. Excluding public transportation, you can receive benefits for payments of KRW 3,000 or more, and benefits for payments of KRW 300 or more on public transportation.
[ Toss Bank Card Benefits – Cash Back ]
– Convenience store: 300 won
– Cafe: 300 won
– Fast food: 300 won
– Taxi: 300 won
– Public transportation: 100 won
So, if you receive daily cashback benefits, you can receive up to 40,300 won per month. Except for the use of public transportation, the amount paid is provided immediately when the money is withdrawn from the account.
And it can be used not only in Korea but also abroad, and all overseas payments have a 3% cashback benefit without any restrictions, so it would be good to refer to this section.
Then, I introduced the Toss Bank check card. To make a Toss Bank check card, you must first open a Toss Bank account. Then we will guide you.
Open Toss Bank account
You can easily open a Toss Bank account through the Toss mobile app. First of all, before introducing the account opening method, I will briefly introduce the Toss Bank parking passbook.
The Toss Bank parking passbook does not have a specific expiration date, and 2% interest per annum is applied up to the amount of 100 million won. So, for example, if you check the interest of Toss Bank, you can think of it as an interest of 20,000 won assuming that 1 million won is in your bankbook. Here, a parking passbook is a passbook that accumulates interest even if you put it in for just one day, and you can think of it as the same form as the CMA that was popular in the past.
So, 2% of Toss Bank is not a contract period, but it means that even if you put in just one day, and it means a total of 2% for a year, so if I put 6 months in, I can get 1% interest.
And the maximum transfer limit is 1 billion won. Even if there is no OTP function through the check card introduced above, it seems that it is possible to easily transfer large amounts of money through the check card after opening an account.
Also, similar to the Toss Bank card benefits, there is no fee when depositing and withdrawing through remittance or ATM, so it would be good to refer to this section. Now, let me introduce you to how to open a Tossbank account in earnest.
[How to open a Toss Bank account]
1. Create a Toss Bank passbook
2. Accept the terms and conditions
3. Check your job
4. Confirmation of transaction purpose and source of funds
5. Set password and photograph ID
6. Check the number through the transfer amount to another account number
7. Account opening completed
First, log in to the mobile toss app, and then click the toss bank in the lower right corner. You can easily check the creation of a Tossbank passbook in the main home.
Then, you will be directed to creating a bankbook, and if you agree to the terms and conditions for opening an account, you can proceed to the next step.
And now you need to select a job confirmation, transaction purpose, and source of funds to open a Toss Bank account. And after checking the information for financial transactions, you need to set the account password.
And now, after preparing your ID, you can take a picture with your camera. After taking a picture of your ID, you need to select another bank account and enter the number after confirming the transfer. The Toss Bank account opening is now complete.
So, if you have a mobile phone, you can open a Toss Bank account without difficulty, check your Toss Bank account number after opening an account, and issue a check card. And if you are interested in more detailed information, please refer to the Tossbank website.
Today, I introduced the Toss Bank card benefits and account opening. Everyone knows about Toss, but in the case of a Toss Bank check card, you don’t seem to be familiar with it, so I prepared the contents like this.
If you have any questions about Toss Bank card or account opening, please refer to today’s information to compare and apply. So, if you found today’s content useful, please like and comment. thank you
The waiting number for opening a Toss Bank account has disappeared. Perhaps the restriction has been lifted so that everyone can join at once. After waiting about ten days, I signed up for Toss Bank and opened a bank account. When I signed up late and checked, unfortunately, the loan was already blocked. When the limit was reached, I also tried to find a loan, but to no avail. The firepower is really impressive to exhaust all 500 billion won in just a few days. It is said that the early bird catches the worm. Again, this is an opportunity to realize once again that those who move quickly have an absolute advantage. Fortunately, it is possible to open a deposit and withdrawal account with an annual interest rate of 2%, so I hurriedly signed up for this as well. If Toss Bank changes its mind at any time, it may remove the product or reduce its benefits. The interest rate is higher than the CMA bankbook even if it is a passing salary, so there is no reason to hesitate in opening a bankbook as it will make a profit if you move it here.
[Free] How to get Toss Bank account opening confirmation (copy of passbook)
It’s a bit of a cumbersome task, but I’m collecting a dime or two of the money in the account where the money is kept in this bank and that bank. Anyway, since there is almost no interest in the leftover money, it is enough to put it in two or two, so it is necessary to move it to Toss Bank and see even the interest income. It’s not like you’re making a lot of money though. Office workers who are interested in financial technology can use their payroll accounts as Toss Bank. This is because the interest rate is higher than CMA with interest even if you leave it for one day. In general, a copy of the passbook is required to designate a pay passbook. As it is an online bank, there is no physical paper passbook. Of course, it is impossible to have a copy of the passbook. There is an official document to replace this. This is the account opening confirmation. When you submit the account opening confirmation to the company, it plays the same role as a copy of your bankbook. In this article, I will introduce how to issue an account opening confirmation in the Toss Bank app.
How to get Toss Bank account opening confirmation (PDF file)
(1) Run the Toss app and enter the Toss Bank screen. On the Toss Bank screen, press the Toss Bank Passbook > under the Toss Bank logo at the top to move to the passbook detail screen.
(2) If you look at the top right of the bankbook detail screen, there is a gear-shaped icon. Click this icon to go to the account management screen.
(3) When the Toss Bank passbook management screen appears, scroll down.
(4) At the bottom of the screen, there is a document management item. Select the account opening confirmation certificate (copy of passbook) in this item. It is the same by going to Certificate Issuance> Account Opening Confirmation.
(5) All document issuance fees are free of charge to Toss Bank policy. account as well